414 Cross Hill Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 414 Cross Hill Rd, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,898 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Apr 2017)
Tax Bill	$10,407 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02903700`

Property Details

APN / Parcel Number

Primary APN	`02903700`
Alternative APNs	`MNRO M:029 B:037 L:00` `MONR M:029 B:037 L:00` `2903700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,898 sqft Living Area
Gross Area	4,556 sqft
1st Floor Area	2,036 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2903700
Street Address	414 CROSS HILL RD
City	MONROE
State	CT
Zip	06468-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	37
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1010
Census Tract	100200

Owner

414 Cross Hill Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	414 CROSS HILL RD, MONROE, CT 06468-2710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Apr 5, 2017	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 31, 2017	Warranty Deed, Transfer TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2017 · Amount on File
Deed Sale	Apr 5, 2017 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Book / Page	1956 / 248
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	414 CROSS HILL RD, MONROE, CT 06468-2710
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002185-108
Date	Sep 22, 2021
Book Page	2185/108
Instrument	3398

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	414 CROSS HILL RD, MONROE, CT 06468-2710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2104-98
Date	Sep 10, 2020
Book Page	2104/98

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Apr 5, 2017
Property Address	414 CROSS HILL RD, MONROE, CT 06468-2710
Document Number	1956-248
Book / Page	001956 / 000248
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1956-250
Date	Apr 5, 2017
Book Page	001956/000250

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Jan 31, 2017
Property Address	414 CROSS HILL RD, MONROE, CT 06468-2710
Document Number	1949-254
Book / Page	1949 / 254
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19490258
Date	Jan 31, 2017
Instrument	01949/0258

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 414 Cross Hill Rd was $10,407, up 4.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,407.00 (+4.22%)	$348,300 (-) Land $94,500 Building $253,800	$634,260 (+160.15%)
2025	$9,986.00	$348,300 Land $94,500 Building $253,800	$243,810 Land $66,150 Building $177,660
2024	$9,986.00 (+11.31%)
2023	$8,971.00 (+1.87%)	$238,900 (-) Land $81,900 Building $157,000
2022	$8,806.00	$238,900 Land $81,900 Building $157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Cross Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Cross Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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