414 Creekside Dr, Buffalo, MN 55313 Property Records

Wright County property record for 414 Creekside Dr, Buffalo, MN 55313

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 928 sqft · built 2000
Lot Size	0.05 acres (2,218 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (May 2010)
Tax Bill	$2,736 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-165-002080`

Property Details

APN / Parcel Number

Primary APN	`103-165-002080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft
Basement Area	696 sqft
Finished Basement	696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	2,218 sqft (0.05 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	414 CREEKSIDE DR
City	BUFFALO
State	MN
Zip	55313-8902
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SECT-29 TWP-120 RANGE-025 WILLOW RIDGE TOWNHOMES 5TH ADD LOT-008 BLOCK-002 -008 BLOCK-002
Legal Range	025
Legal Township	120
Legal Section	29
Legal Subdivision	WILLOW RIDGE TOWNHOMES 5TH ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3001
Census Tract	100701

Owner

414 Creekside Dr, a townhouse, is owned and occupied by an individual who bought it in May 2010.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	414 CREEKSIDE DR, BUFFALO, MN 55313-8902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Jun 28, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2010 · Amount on File
Deed Sale	May 26, 2010 · Amount on File
Prior Sale	Jun 12, 2006 · Amount on File
Deed Document Number	2010113423
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	414 CREEKSIDE DR, BUFFALO, MN 55313-8902
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 CREEKSIDE DR, BUFFALO, MN 55313-8902

Mortgage

Document Number	00A1519596
Date	Oct 24, 2022
Instrument	A1519596

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	414 CREEKSIDE DR, BUFFALO, MN 55313-8902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001373574
Date	Jun 28, 2018
Instrument	1373574

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 5, 2028

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	414 CREEKSIDE DR, BUFFALO, MN 55313-8902
Document Number	0001355622
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 CREEKSIDE DR BUFFALO MN 553138902, BUFFALO, MN 55313-8902

Mortgage

Document Number	0001355622
Date	Oct 12, 2017
Instrument	1355622

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	175 W LAFAYETTE FRONTAGE RD, ST PAUL, MN 55107-1488

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 414 Creekside Dr was $2,736.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,736.00	$252,000 (+4.65%) Land $40,000 Building $212,000	$252,000 (+4.65%) Land $40,000 Building $212,000
2025		$240,800 Land $40,000 Building $200,800	$240,800 Land $40,000 Building $200,800
2023	$2,450.00 (+7.08%)	$216,500 Land $35,000 Building $181,500	$216,500 Land $35,000 Building $181,500
2022	$2,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Creekside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	17 (1983–1986)
Most Recent Claim	Aug 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Creekside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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