Grundy County property record for 414 Commercial St, Spickard, MO 64679
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1958 |
| Lot Size | 0.458 acres (19,990 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $668 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-05-22-02-03-001.00 |
| Primary APN | 03-05-22-02-03-001.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Base Area |
| Basement Area | 552 sqft |
| Year Built | Built 1958 |
|---|---|
| Construction Type | Frame |
| Lot Area | 19,990 sqft (0.458 acres) |
| Patio Area | 280 sqft |
| Heating System | HVAC |
|---|
| Street Address | 414 COMMERCIAL ST |
|---|---|
| City | SPICKARD |
| State | MO |
| Zip | 64679-8204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE E1/2 OF BLK 2 IN STAPP'S 3RD ADDN OF THE CITY OF SPICKARD GRUNDY CO. MO. 08-17-20 B672 P772 |
| Legal Subdivision | STAPP'S 3RD ADDN |
| Legal Block | 2 |
| Jurisdiction | GRUNDY MO |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1116 |
| Census Tract | 960200 |
414 Commercial St is owned and occupied by an individual who acquired it in August 2020.
Source: Grundy County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 COMMERCIAL ST, SPICKARD, MO 64679-8204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2020 |
| Deed Sale | Aug 17, 2020 |
| Deed Document Number | 672772 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 414 Commercial St was $668.
Source: Grundy County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Grundy County |
| County Subdivision | Franklin Township |
| Municipality | Spickard City |
| Elementary School District | Spickard R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $668.00 | $8,210 Land $220 Building $7,990 | $43,250 Land $1,170 Building $42,080 |
| 2023 | $7,180 Land $220 Building $6,960 | $37,790 Land $1,170 Building $36,620 | |
| 2020 | $566.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Commercial St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 414 Commercial St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPICKARD PWS serves 254 people · EPA ID MO2010753 |
|---|---|
| Water Source | Purchased surface water from GRUNDY COUNTY PWSD 1 |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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