414 Chief Thomas Rd, Harmony, NC 28634 Property Records

Iredell County property record for 414 Chief Thomas Rd, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 2003
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4778-18-0365.000`

Property Details

APN / Parcel Number

Primary APN	`4778-18-0365.000`
Alternative APN	`77411900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,352 sqft Heated Area
Gross Area	2,736 sqft
1st Floor Area	1,568 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	108,900 sqft (2.5 acres)
Lot Width	212 ft Width
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77411900
Street Address	414 CHIEF THOMAS RD
City	HARMONY
State	NC
Zip	28634-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SR 2152
Legal Subdivision	TURNERSBURG
Legal Block	18
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1025
Census Tract	60802

Owner

Source: Iredell County assessment roll, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	414 CHIEF THOMAS RD, HARMONY, NC 28634-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 9, 2001
Deed Sale	May 9, 2001
Deed Document Number	20019999-00000630
Deed Book / Page	1260 / 1668
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	414 CHIEF THOMAS RD, HARMONY, NC 28634-9116
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002944813
Date	Sep 6, 2022
Book Page	2944/813

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	STATESVILLE, NC 28687

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	414 CHIEF THOMAS RD, HARMONY, NC 28634-9116
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028791622
Date	Dec 14, 2021
Book Page	2879/1622

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00	$242,370 (-) Land $38,440 Building $203,930	$242,370 (-) Land $38,440 Building $203,930
2024	$1,489.00	$242,370 (-) Land $38,440 Building $203,930	$242,370 (-) Land $38,440 Building $203,930
2023	$1,489.00 (+27.59%)	$242,370 (+37.27%) Land $38,440 Building $203,930	$242,370 (+37.27%) Land $38,440 Building $203,930
2022	$1,167.00	$176,570 Land $33,310 Building $143,260	$176,570 Land $33,310 Building $143,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yadkin Valley Telephone Membership Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chief Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures