414 Cherry St, Lodi, CA 95240 Property Records

San Joaquin County property record for 414 Cherry St, Lodi, CA 95240

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 997 sqft · built 1948
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Tax Bill$1,622 (2025)
Deeds & MortgagesFeb 2023 Reverse Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN047-312-040-000

Property Details

APN / Parcel Number

Primary APN047-312-040-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area997 sqft Living Area

Exterior

Year BuiltBuilt 1948
Architectural StyleOther
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
Garage TypeMixed
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address414 CHERRY ST
CityLODI
StateCA
Zip95240-5306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal DescriptionCITY/MUNI/TWP:LODI SUBD:LODI BARNHART TRACT MAP REF:MB 047 PG 31
Legal SubdivisionLODI BARNHART TRACT
Legal Lot Number23
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group3
Census Block3002
Census Tract4404

Owner

Source: San Joaquin County records · APN 047-312-040-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address414 CHERRY ST, LODI, CA 95240-5306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2023Deed of Trust, Mortgage · Reverse Mortgage
ADVISORS MORTGAGE GROUP LLC
Jun 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 1998
Deed SaleOct 30, 1998
Deed Document Number1998-129413
Record UpdatedJun 07, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address414 CHERRY ST, LODI, CA 95240-5306
Transaction TypeMortgage
Record UpdatedFeb 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 CHERRY ST, LODI, CA 95240-5306

Mortgage

Document Number0000012104
DateFeb 16, 2023
Instrument2023-012104
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.28%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.2%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address414 CHERRY ST, LODI, CA 95240-5306
Document Number0000077335
Instrument DateJun 26, 2017
Transaction TypeMortgage
Record UpdatedOct 26, 2017
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address414 CHERRY ST LODI CA 952405306, LODI, CA 95240-5306

Mortgage

Document Number0000077335
DateJul 10, 2017
Instrument77335
Lender
NameFIRST DIRECT LNDG
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 09, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$1,622.00 (+4.78%) Homeowner's exemption$154,675 (+4.04%) Land $79,547 Building $75,128
2023$1,548.00 (+2.38%) Homeowner's exemption$148,670 Land $76,459 Building $72,211
2022$1,512.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, Softcom Internet Communications, Verizon.

Based on FCC filings for 638 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LODI
serves 67,093 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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