Shelby County property record for 414 Charles Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,757 sqft · built 1964 |
| Lot Size | 0.32 acres (13,944 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Aug 2024) |
| Tax Bill | $1,863 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1835278.007 |
| Primary APN | 01-1835278.007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,757 sqft Living Area |
| 1st Floor Area | 1,757 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 13,944 sqft (0.32 acres) |
| Lot Dimensions | 166 ft deep x 84 ft wide |
| Garage Area | 496 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 280 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 414 CHARLES AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3444 WHOLE EMERSON SUBDIVISION CITY OF SIDNEY 020-18-35-278-007 |
| Legal Subdivision | EMERSON SUBDIVISION |
| Legal Lot Number | 3444 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 971900 |
Source: Shelby County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 414 CHARLES AVE, SIDNEY, OH 45365-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK RICHMOND NA |
| Apr 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage KTL PERFORMANCE MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2024 · Amount on Record |
| Deed Sale | Aug 23, 2024 · Amount on Record |
| Prior Sale | Mar 13, 2024 · Amount on Record |
| Deed Document Number | 20243824 |
| Deed Book / Page | 2321 / 2303 |
| Prior Transfer Date | Feb 12, 2010 |
| Prior Transfer Doc | 001901/270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Mar 13, 2024 |
| Property Address | 414 CHARLES AVE, SIDNEY, OH 45365-2516 |
| Document Number | 02318/5454 |
| Book / Page | 2318 / 5454 |
| Map Reference | VOL 5 PG 91 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 202401107 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 414 CHARLES AVE, SIDNEY, OH 45365-2516 |
| Document Number | 0202401108 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 202401108 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 414 CHARLES AVE, SIDNEY, OH 45365-2516 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02308/1946 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 2308/1946 |
| Instrument | 202201946 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Nov 21, 2019 |
| Property Address | 414 CHARLES AVE, SIDNEY, OH 45365-2516 |
| Document Number | 002196/473 |
| Book / Page | 2196 / 473 |
| Map Reference | VOL 5 PG 91 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 201900006123 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | MIDWEST OHIO TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 CHARLES AVE, SIDNEY, OH 45365-2516 |
| Document Number | 201900006124 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 201900006124 |
| Name | KTL PERFORMANCE MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,863.00 (-6%) | $57,170 (-) Land $13,180 Building $43,990 | |
| 2024 | $1,982.00 (-9.74%) Homeowner's exemption | $57,170 (-) Land $13,180 Building $43,990 | |
| 2023 | $2,196.00 (+18.45%) Homeowner's exemption | $57,170 (+36.12%) Land $13,180 Building $43,990 | $163,360 (+36.14%) Land $37,670 Building $125,690 |
| 2022 | $1,854.00 Homeowner's exemption | $42,000 Land $11,850 Building $30,150 | |
| 2020 | $119,990 Land $33,850 Building $86,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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