414 Central Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 414 Central Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,205 sqft · built 1940
Lot Size	0.298 acres (13,020 sqft)
Owner	Company Name on File
Last Sale	$184,500 (Sep 2021)
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Sep 2021 Sale Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158A G 001`

Property Details

APN / Parcel Number

Primary APN	`158A G 001`
Alternative APN	`0000099052`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,205 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,020 sqft (0.298 acres)
Lot Dimensions	186 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000099052
Street Address	414 CENTRAL DR
City	CHATTANOOGA
State	TN
Zip	37421-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 12 RESUB OF CUMBERLAND HGTS PB 15 PG 17
Legal Subdivision	CUMBERLAND HEIGHTS
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1022
Census Tract	3400

Owner

414 Central Dr is owned by a company that bought it in September 2021.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Company Name on File
Mailing Address	2186 E NORRIS ST, PHILADELPHIA, PA 19125-1952
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer TEAM TITLE SERVICES, TEAM TITLE LEGAL SERVICES
Nov 11, 2020	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE AGENCY
Oct 5, 2020	Warranty Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Nov 11, 2020 · Amount on File
Deed Document Number	2021091300271
Deed Book / Page	12648 / 488
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 13, 2021
Property Address	414 CENTRAL DR, CHATTANOOGA, TN 37421-5110
Document Number	0000000271
Book / Page	12648 / 488
Map Reference	MB 15 PG 17
Instrument Date	Sep 9, 2021
Instrument	2021091300271
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TEAM TITLE SERVICES, TEAM TITLE LEGAL SERVICES

Transaction

Amount	Amount on Record
Tax	$682.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2186 E NORRIS ST, PHILADELPHIA, PA 19125-1952
Investor	Possibly a Property Investor

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 11, 2020
Property Address	414 CENTRAL DR, CHATTANOOGA, TN 37421-5110
Document Number	1111000119
Book / Page	012227 / 000681
Instrument Date	Nov 6, 2020
Instrument	201111000119
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 OLDE MILL LN HIXSON TN 373432942, HIXSON, TN 37343-2942

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 5, 2020
Property Address	414 CENTRAL DR, CHATTANOOGA, TN 37421-5110
Document Number	1005000414
Book / Page	012179 / 000822
Instrument Date	Sep 18, 2020
Instrument	201005000414
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

Amount	Amount on Record
Tax	$202.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 COTTONWOOD RD CHATTANOOGA TN 374211308, CHATTANOOGA, TN 37421-1308

Tax Assessment & Valuation

The 2025 property tax bill for 414 Central Dr was $1,247, up 25.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,247.00 (+25.33%)	$82,300 (+84.94%)	$329,200 (+84.94%) Land $75,000 Building $254,200
2024	$995.00	$44,500 (-)	$178,000 (-) Land $40,000 Building $138,000
2023	$995.00	$44,500 (-)	$178,000 (-) Land $40,000 Building $138,000
2022	$995.00	$44,500	$178,000 Land $40,000 Building $138,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 Central Dr in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	62 (1979–2015)
Claims Outside the SFHA	11 of 62
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 14 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 12 claims Severe Storms & Flooding, Feb 1990 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Central Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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