Snohomish County property record for 414 Cedar St, Sultan, WA 98294
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,389 sqft · built 2002 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (May 2019) |
| Tax Bill | $3,646 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone AH (high risk) |
| APN | 5863-005-008-00 |
| Primary APN | 5863-005-008-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,389 sqft Living Area |
| Gross Area | 1,779 sqft |
| 1st Floor Area | 676 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 212 sqft |
| Patio Area | 212 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 330260 |
|---|---|
| Street Address | 414 CEDAR ST |
| City | SULTAN |
| State | WA |
| Zip | 98294-9467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HD |
| Legal Description | SECTION 32 TOWNSHIP 28 RANGE 08 QUARTER SW STEVENS 2ND ADD TO SULTAN BLK 005 D-00 - E 46.15FT OF LOT 8 AKA PAR 1 OF CITY OF SUL BLA00-005 REC AFN 200104185006 |
| Legal Range | 08 |
| Legal Township | 28 |
| Legal Section | 32 |
| Legal Subdivision | STEVENS 2ND ADD TO SULTAN |
| Legal Block | 005 D |
| Legal Lot Number | 8 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | SULTAN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 53802 |
Source: Snohomish County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 244, SULTAN, WA 98294-0244 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 31, 2019 | Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Prior Sale | Sep 17, 2015 · Amount on Record |
| Deed Document Number | 2019147 |
| Prior Transfer Date | Jun 15, 2001 |
| Prior Transfer Doc | 0000000995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 414 CEDAR ST, SULTAN, WA 98294-9467 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000336 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 202203300336 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 414 CEDAR ST, SULTAN, WA 98294-9467 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 202105050303 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 202105050303 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 414 CEDAR ST, SULTAN, WA 98294-9467 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000042 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 202012280042 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | May 31, 2019 |
| Property Address | 414 CEDAR ST, SULTAN, WA 98294-9467 |
| Document Number | 0000000147 |
| Map Reference | VOL 2 PG 64 |
| Instrument Date | May 13, 2019 |
| Instrument | 201905310147 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,434.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 CEDAR AVE, SULTAN, WA 98294-9467 |
| Document Number | 0000000148 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 201905310148 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Municipality | Sultan City |
| Unified School District | Sultan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,646.00 (+7.49%) | $415,700 (-4.08%) Land $236,000 Building $179,700 | $415,700 (-4.08%) Land $236,000 Building $179,700 |
| 2023 | $3,392.00 | $433,400 Land $200,000 Building $233,400 | $433,400 Land $200,000 Building $233,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 81 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 83 units insured incl. 2 condo units |
| Nearby Flood Claims | 82 (1980–2025) |
| Claims Outside the SFHA | 5 of 82 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SULTAN WATER DEPARTMENT serves 8,424 people · EPA ID WA5384770 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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