414 Cedar Ln, El Lago (Seabrook), TX 77586 Property Records

Harris County property record for 414 Cedar Ln, El Lago, TX 77586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,174 sqft · built 1963
Lot Size	0.276 acres (12,007 sqft)
Owner	2 Individual Names on File
Last Sale	$205,600 (Apr 2019)
Tax Bill	$8,869 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`093-613-000-0091`

Property Details

APN / Parcel Number

Primary APN	`093-613-000-0091`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
1st Floor Area	2,174 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	12,007 sqft (0.276 acres)
View / Lot	Flood Plain
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0936130000091
Street Address	414 CEDAR LN
City	EL LAGO
State	TX
Zip	77586-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 91 BLK 7 EL LAGO SEC 2
Legal Subdivision	EL LAGO SEC 2
Legal Block	7
Legal Lot Number	91
Jurisdiction	HARRIS TX
Township / Civil Division	SOUTHEAST HARRIS
Census Block Group	2
Census Block	2006
Census Tract	341501

Owner

414 Cedar Ln is owned and occupied by two individuals who bought it in April 2019.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 CEDAR LN, EL LAGO, TX 77586-6116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Dec 21, 2015 · Amount on File
Deed Document Number	2019172036
Prior Transfer Date	May 5, 2011
Prior Transfer Doc	0000342093
Record Updated	Oct 29, 2026

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 29, 2019
Property Address	414 CEDAR LN, EL LAGO, TX 77586-6116
Document Number	0000172036
Map Reference	VOL 74 PG 20
Instrument Date	Apr 26, 2019
Instrument	2019-172036
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 CEDAR LN, EL LAGO, TX 77586-6116

Mortgage

Document Number	0000172037
Date	Apr 29, 2019
Instrument	2019-172037

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 414 Cedar Ln was $8,869, up 78.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	El Lago City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,621 (-13.2%) Land $92,642 Building $208,979	$301,621 (-13.2%) Land $92,642 Building $208,979
2025	$8,869.00 (+78.52%)	$347,485 Land $92,642 Building $254,843	$347,485 Land $92,642 Building $254,843
2024	$4,968.00
2023		$334,265 Land $72,261 Building $262,004	$334,265 Land $72,261 Building $262,004
2022	$4,669.00
2020	$3,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Cedar Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 300 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	117 (1979–2019)
Claims Outside the SFHA	61 of 117
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 53 claims Hurricane Ike, Sep 2008 · 17 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241
Water Source	Purchased surface water from CITY OF SEABROOK
Last State Inspection	Mar 2023
Lead	15 ppb (2026) action level 15 ppb
Copper	1.7 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Di(2-ethylhexyl) phthalate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Rural Telecommunications of America Fixed Wireless	300 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20