Clinton County and Peru Town property record for 414 Calkins Rd, Peru, NY 12972
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,065 sqft · built 1978 |
| Lot Size | 2.9 acres (126,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,772 (Oct 2025) |
| Tax Bill | $6,979 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 291.-1-20.2 |
| Primary APN | 094000 291.-1-20.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,065 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Upper Floors Area | 396 sqft |
| Basement Area | 501 sqft |
| Finished Basement | 501 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 126,324 sqft (2.9 acres) |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,037 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 414 CALKINS RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 20.002 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 101901 |
414 Calkins Rd is owned and occupied by two individuals who bought it in October 2025.
Source: Clinton County and Peru Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5281 N CATHERINE ST, PLATTSBURGH, NY 12901-1665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Oct 9, 2025 | Warranty Deed, Transfer MEGAN SMILEY |
| May 14, 2024 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| May 28, 2020 | Warranty Deed, Transfer · VA Mortgage USAA |
| Jul 3, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | May 14, 2024 · Amount on File |
| Deed Document Number | 2025346743 |
| Prior Transfer Date | May 7, 2012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 414 CALKINS RD, PERU, NY 12972-3811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000315067 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 20210-00315067 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Oct 9, 2025 |
| Property Address | 414 CALKINS RD, PERU, NY 12972-3811 |
| Document Number | 0000346743 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025-00346743 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5281 N CATHERINE ST, PLATTSBURGH, NY 12901-1665 |
| Document Number | 0000346745 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-00346745 |
| Name | MEGAN SMILEY |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | May 14, 2024 |
| Property Address | 414 CALKINS RD, PERU, NY 12972-3811 |
| Document Number | 0000337565 |
| Instrument Date | May 10, 2024 |
| Instrument | 20240-00337565 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 414 CALKINS RD, PERU, NY 12972-3811 |
| Document Number | 0000337566 |
|---|---|
| Date | May 14, 2024 |
| Instrument | 20240-00337566 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | May 28, 2020 |
| Property Address | 414 CALKINS RD, PERU, NY 12972-3811 |
| Document Number | 0000307736 |
| Instrument Date | May 13, 2020 |
| Instrument | 307736 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 JIGGS LN PERU NY 129723701, PERU, NY 12972-3701 |
| Document Number | 307737 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 307737 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jul 3, 2017 |
| Property Address | 414 CALKINS RD, PERU, NY 12972-3811 |
| Document Number | 0000287885 |
| Instrument Date | Jun 21, 2017 |
| Instrument | 287885 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 CALKINS RD PERU NY 129723811, PERU, NY 12972-3811 |
The 2026 property tax bill for 414 Calkins Rd was $6,979 with a veteran's exemption, up 284.1% from the year before.
Source: Clinton County and Peru Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,979.00 (+284.09%) Veteran's exemption | ||
| 2025 | $1,817.00 (-70.28%) | $348,200 (+18.11%) Land $44,400 Building $303,800 | $348,200 (+18.11%) Land $44,400 Building $303,800 |
| 2024 | $6,114.00 Veteran's exemption | $294,800 (+11.84%) Land $44,400 Building $250,400 | $294,800 (+11.84%) Land $44,400 Building $250,400 |
| 2023 | $263,600 Land $39,400 Building $224,200 | $263,600 Land $39,400 Building $224,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Calkins Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Calkins Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
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