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414 Bernstein Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 414 Bernstein Dr, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,165 sqft · built 1998
Lot Size0.391 acres (17,032 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Aug 2017)
Tax Bill$10,614 (2025)
Deeds & MortgagesAug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN085-042-09

Property Details

APN / Parcel Number

Primary APN085-042-09
Alternative APN
  • 085-042-09-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,165 sqft Living Area
Gross Area2,693 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area17,032 sqft (0.391 acres)
TerrainSteep
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area543 sqft
Patio Area543 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address414 BERNSTEIN DR
CityBOULDER CREEK
StateCA
Zip95006-9099
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionRIVERSIDE GROVE 01
Legal Lot Number119
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1027
Census Tract120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address414 BERNSTEIN DR, BOULDER CREEK, CA 95006-9099
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2017 · Amount on Record
Deed SaleAug 30, 2017 · Amount on Record
Prior SaleApr 4, 1994 · Amount on Record
Deed Document Number201728879
Record UpdatedSep 20, 2026

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 30, 2017
Property Address414 BERNSTEIN DR, BOULDER CREEK, CA 95006-9099
Document Number0000028879
Map ReferenceMB25 PG37
Instrument DateAug 22, 2017
Instrument2017-0028879
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address414 BERNSTEIN DR, BOULDER CREEK, CA 95006-9099

Mortgage

Document Number0000028880
DateAug 30, 2017
Instrument2017-0028880
Lender
NameSTANFORD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$899,454 (+2%) Land $467,716 Building $431,738
2025$10,614.00 (+4.18%) Homeowner's exemption$881,818 (+4.04%) Land $458,545 Building $423,273
2023$10,188.00 (+2.41%) Homeowner's exemption$847,575 Land $440,739 Building $406,836$829,890
2022$9,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (2016–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Ridge Wireless, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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