414 Ben Oaks Dr E, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 414 Ben Oaks Dr E, Severna Park, MD 21146

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,656 sqft · built 1967
Lot Size0.306 acres (13,330 sqft)
OwnerTrust Name on File
Last Sale$900,000 (Jul 2022)
Tax Bill$7,450 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-119-17886950

Property Details

APN / Parcel Number

Primary APN03-119-17886950
Alternative APNs
  • 3-119-17886950
  • 11917886950

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,656 sqft Living Area
Gross Area3,216 sqft
1st Floor Area1,658 sqft
Basement Area998 sqft
Finished Basement998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,330 sqft (0.306 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area260 sqft
Deck Area250 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number11917886950
Street Address414 BEN OAKS DR E
CitySEVERNA PARK
StateMD
Zip21146-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 14 PART 2 BEN OAKS ON SEVERN
Legal SubdivisionBEN OAKS ON SEVERN
Legal Block2
Legal Lot Number14
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2005
Census Tract730601

Owner

414 Ben Oaks Dr E is owner-occupied and held in a trust since April 2025.

Source: Anne Arundel County records, as of September 4, 2026

Owner of RecordTrust Name on File
Mailing Address414 BEN OAKS DR E, SEVERNA PARK, MD 21146-2207
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 13, 2022Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
May 2, 2022Intrafamily Transfer, Transfer
May 7, 2020Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2022 · Amount on File
Deed SaleJul 13, 2022 · Amount on File
Prior SaleMay 7, 2020 · Amount on File
Deed Book / Page38933 / 196
Last Transfer DateApr 23, 2025
Transfer Doc0412850413
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address414 BEN OAKS DR E, SEVERNA PARK, MD 21146-2207
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyCOMMUNITY SETTLEMENT GROUP LLC, COMMUNITY SETMNT GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 BEN OAKS DR E, SEVERNA PARK, MD 21146-2207

Mortgage

Document Number0362410177
DateFeb 26, 2021
Book Page36241/177
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 13, 2022
Property Address414 BEN OAKS DR E, SEVERNA PARK, MD 21146-2207
Document Number0389330196
Book / Page38933 / 196
Map ReferenceMB 23 FO 8
Instrument DateJun 29, 2022
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyNOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address414 BEN OAKS DR E, SEVERNA PARK, MD 21146-2207

Mortgage

Document Number0038933202
DateJul 13, 2022
Instrument38933/202
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateMay 2, 2022
Property Address414 BEN OAKS DR E, SEVERNA PARK, MD 21146-2207
Document Number0386740133
Book / Page38674 / 133
Map ReferenceMB 23 FO 8
Instrument DateMar 28, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address414 BEN OAKS DR E, SEVERNA PARK, MD 21146-2207
InvestorPossibly a Property Investor

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 7, 2020
Property Address414 BEN OAKS DR E, SEVERNA PARK, MD 21146-2207
Document Number0345440001
Book / Page34544 / 1
Map ReferenceMB 23 FO 8
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyEAGLE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,225.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address414 BEN OAKS DR E, SEVERNA PARK, MD 21146-2207
InvestorPossibly a Property Investor

Mortgage

Document Number345449
DateMay 7, 2020
Instrument34544/9
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 414 Ben Oaks Dr E was $7,450, up 14.7% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$724,600 (+13.93%)$813,200 (-) Land $322,600 Building $490,600
2025$7,450.00 (+14.69%)$636,000$813,200 Land $322,600 Building $490,600
2024$6,496.00 (+9.19%)
2023$5,949.00$544,867$547,400 Land $302,600 Building $244,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 Ben Oaks Dr E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1985)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 Ben Oaks Dr E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber · Cable in parts of the area
1,500 / 1,500
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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