414 Bancroft Ave, Liberty, MO 64068 Property Records

Clay County property record for 414 Bancroft Ave, Liberty, MO 64068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,764 sqft · built 1962
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,686 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-610-00-06-005.00`

Property Details

APN / Parcel Number

Primary APN	`14-610-00-06-005.00`
Alternative APNs	`1461000060050001` `308518`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,764 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	145 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Deck Area	32 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	414 BANCROFT AVE
City	LIBERTY
State	MO
Zip	64068-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSHIRE ESTATES LT 2 BLK 11
Legal Range	32W
Legal Township	51N
Legal Section	14
Legal Subdivision	WILSHIRE ESTATES
Legal Block	11
Legal Lot Number	2
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1027
Census Tract	20802

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 BANCROFT AVE, LIBERTY, MO 64068-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Feb 16, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITYAMERICA CU
Jun 2, 2022	Warranty Deed, Transfer ALPHA TITLE GUARANTY INC
Nov 15, 2019	Deed of Trust, Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022
Deed Sale	Jun 2, 2022
Prior Sale	Mar 9, 2016 · Amount on Record
Deed Document Number	202218241
Deed Book / Page	9378 / 76
Prior Transfer Date	Feb 25, 2016
Prior Transfer Doc	0000007041
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	414 BANCROFT AVE, LIBERTY, MO 64068-2804
Transaction Type	Mortgage
Record Updated	Jun 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E RILEY ST, ATCHISON, KS 66002-2019

Mortgage

Document Number	0000019013
Date	Jun 8, 2022
Book Page	9383/2
Instrument	2022019013

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	414 BANCROFT AVE, LIBERTY, MO 64068-2804
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 BANCROFT AVE, LIBERTY, MO 64068-2804

Mortgage

Document Number	0000005560
Date	Feb 16, 2022
Book Page	9305/14
Instrument	2022005560

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2047

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 2, 2022
Property Address	414 BANCROFT AVE, LIBERTY, MO 64068-2804
Document Number	0000018241
Book / Page	9378 / 76
Instrument Date	May 23, 2022
Instrument	2022018241
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 BANCROFT AVE, LIBERTY, MO 64068-2804

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	414 BANCROFT AVE, LIBERTY, MO 64068-2804
Document Number	0000035365
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	ALPHA TITLE GUARANTY INC, ALPHA TITLE GNTY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	414 BANCROFT AVE LIBERTY MO 640682804, LIBERTY, MO 64068-2804

Mortgage

Document Number	0000035365
Date	Nov 22, 2019
Book Page	008552/000011
Instrument	35365

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2034

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Liberty City
Unified School District	Liberty 53 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,686.00 (+5.56%)	$51,300 (+14.89%)	$270,000 (+14.89%)
2023	$3,492.00 (+15.4%)	$44,650	$235,000
2019	$3,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY PWS serves 30,800 people · EPA ID MO1010466
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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