St. Louis County property record for 414 Anderson Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,184 sqft · built 1957 |
| Lot Size | 0.273 acres (11,910 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Oct 2018) |
| Tax Bill | $3,276 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0431-00245 |
| Primary APN | 010-0431-00245 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Gross Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 888 sqft |
| Finished Basement | 888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,910 sqft (0.273 acres) |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 140 sqft |
| Deck Area | Deck Area |
| Storage Building | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1060399 |
|---|---|
| Street Address | 414 ANDERSON RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-5402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NLY 170 FT OF ELY 45 FT OF LOT 24 ANDNLY 170 FT OF WLY 25 FT OF LOT 25 SERIAL # |
| Legal Subdivision | CENTRAL ENTRANCE ADDITION |
| Legal Lot Number | 24-25 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 301 |
414 Anderson Rd is owned and occupied by an individual who bought it in October 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 414 ANDERSON RD, DULUTH, MN 55811-5402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Oct 24, 2018 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2018 · Amount on File |
| Deed Sale | Oct 24, 2018 · Amount on File |
| Deed Document Number | 20181004209 |
| Prior Transfer Date | Oct 22, 2018 |
| Prior Transfer Doc | 00T1004209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 414 ANDERSON RD, DULUTH, MN 55811-5402 |
| Document Number | 00T1035631 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Address | 414 ANDERSON RD DULUTH MN 558115402, DULUTH, MN 55811-5402 |
| Document Number | 00T1035631 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | T1035631 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 24, 2018 |
| Property Address | 414 ANDERSON RD, DULUTH, MN 55811-5402 |
| Document Number | 00T1004209 |
| Instrument Date | Oct 22, 2018 |
| Instrument | T1004209 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.90 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 ANDERSON RD DULUTH MN 558115402, DULUTH, MN 55811-5402 |
| Document Number | T1004210 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | T1004210 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2048 |
The 2026 property tax bill for 414 Anderson Rd was $3,276 with a homeowner's exemption, up 6.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,276.00 (+6.78%) Homeowner's exemption | ||
| 2025 | $3,068.00 (-1.29%) Homeowner's exemption | $301,300 (+23.13%) Land $30,800 Building $270,500 | $301,300 (+23.13%) Land $30,800 Building $270,500 |
| 2024 | $3,108.00 | $244,700 Land $41,600 Building $203,100 | $244,700 Land $41,600 Building $203,100 |
| 2022 | $220,500 Land $41,900 Building $178,600 | $220,500 Land $41,900 Building $178,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Anderson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 414 Anderson Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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