414 Allen Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 414 Allen Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,115 sqft · built 1962
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$133,347 (Aug 2020)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`224280A000`

Property Details

APN / Parcel Number

Primary APN	`224280A000`
Alternative APN	`2-051B-4080-00-0080.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area
1st Floor Area	1,115 sqft

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	9,000 sqft
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	224280A000
Old Parcel Number	224280A000
Street Address	414 ALLEN DR
City	O FALLON
State	MO
Zip	63366-1778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #2 LOT 80
Legal Range	03E
Legal Township	47N
Legal Subdivision	FOREST PK ADDN #2
Legal Lot Number	80
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3006
Census Tract	311602

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	414 ALLEN DR, O FALLON, MO 63366-1778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Apr 9, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Deed Document Number	0073701606
Deed Book / Page	7370 / 1606
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 13, 2020
Property Address	414 ALLEN DR, O FALLON, MO 63366-1778
Document Number	0073701606
Book / Page	7370 / 1606
Map Reference	MB 7 PG 27
Instrument Date	Aug 7, 2020
Instrument	20200813000580370
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 ALLEN DR, 414, O FALLON, MO 63366-1778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 ALLEN DR, O FALLON, MO 63366-1778

Mortgage

Document Number	20200813000580380
Date	Aug 13, 2020
Instrument	20200813000580380

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	414 ALLEN DR, O FALLON, MO 63366-1778
Document Number	0069071071
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 ALLEN DR O FALLON MO 633661778, O FALLON, MO 63366-1778

Mortgage

Document Number	0069071071
Date	Apr 19, 2018
Book Page	006907/001071
Instrument	213150

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 18, 2038

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00	$35,713 (+4.67%)	$187,963 (+4.67%) Land $40,000 Building $147,963
2023		$34,120
2022			$179,577 Land $40,000 Building $139,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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