414 4th St SW, Conover, NC 28613 Property Records

Catawba County property record for 414 4th St SW, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,357 sqft · built 1942
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (May 2021)
Tax Bill	$767 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3731-08-98-5677`

Property Details

APN / Parcel Number

Primary APN	`3731-08-98-5677`
Alternative APN	`0016369`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,357 sqft Living Area
1st Floor Area	3,823 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	179 ft deep x 129 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	88 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 4TH ST SW
City	CONOVER
State	NC
Zip	28613-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOTS 8 & 9 & PT 10 & 11 PL 7-109
Legal Lot Number	8,9
Jurisdiction	CATAWBA NC
Township / Civil Division	NEWTON
Census Block Group	2
Census Block	2023
Census Tract	10204

Owner

414 4th St SW is owned and occupied by an individual who bought it in May 2021.

Source: Catawba County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	414 4TH ST SW, CONOVER, NC 28613-2631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 2, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 9, 2020	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2021 · Amount on File
Deed Sale	May 10, 2021 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Document Number	202111073
Deed Book / Page	3655 / 1930
Prior Transfer Date	Jan 2, 2020
Prior Transfer Doc	0035470765
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	May 10, 2021
Property Address	414 4TH ST SW, CONOVER, NC 28613-2631
Document Number	0036551930
Book / Page	3655 / 1930
Instrument Date	May 10, 2021
Instrument	11073
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57253 COVERED BRIDGE RD, 57253, CENTREVILLE, MI 49032-9567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 4TH ST SW, CONOVER, NC 28613-2631

Mortgage

Document Number	11074
Date	May 10, 2021
Instrument	11074

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	414 4TH ST SW, CONOVER, NC 28613-2631
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034650890
Date	Aug 2, 2018
Book Page	03465/0890
Instrument	12951

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATAWBA NC
Property Address	414 4TH ST SW, CONOVER, NC 28613-2631
Document Number	0035710663
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 4TH ST SW CONOVER NC 286132631, CONOVER, NC 28613-2631

Mortgage

Document Number	0035710663
Date	May 11, 2020
Book Page	003571/000663
Instrument	8836

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 414 4th St SW was $767, down 49.7% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Municipality	Conover City
Unified School District	Newton-Conover City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,400 (-) Land $11,500 Building $180,900
2025	$767.00 (-49.74%)	$192,400 Land $11,500 Building $180,900
2024	$1,526.00
2023	$1,526.00	$192,400 Land $11,500 Building $180,900	$192,400 Land $11,500 Building $180,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 4th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 4th St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONOVER serves 15,347 people · EPA ID NC0118020
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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