414 4th St NW, Independence, IA 50644 Property Records

Buchanan County property record for 414 4th St NW, Independence, IA 50644

Property Summary

Property TypeSingle Family Home
Details1.5 ba · built 1955
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Tax Bill$666 (2025)
Flood ZoneZone X (moderate risk)
APN0634376008

Property Details

APN / Parcel Number

Primary APN0634376008

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area12,632 sqft (0.29 acres)
Garage Area480 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address414 4TH ST NW
CityINDEPENDENCE
StateIA
Zip50644-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS & M'S 2ND LOT 6BLK 29; BARTLES 2NDE1/2 L OT 10 BLK 16
Legal SubdivisionS & M'S 2ND
Legal Block16
Legal Lot Number6,10
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2020
Census Tract950400

Owner

414 4th St NW, a single family home, is owned by an individual.

Source: Buchanan County records, as of September 9, 2026

Owner of RecordIndividual Name on File
Mailing Address410 4TH ST NW, INDEPENDENCE, IA 50644-1728
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 414 4th St NW was $666.

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$666.00$35,620 Land $27,070 Building $8,550$35,620 Land $27,070 Building $8,550
2023$464.00$31,530 Land $24,170 Building $7,360$31,530 Land $24,170 Building $7,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 414 4th St NW in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims93 (1979–2021)
Claims Outside the SFHA12 of 93
Most Recent ClaimAug 2021 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 16 claims
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 21 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 4th St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Independence Telecommunications Utility
Fiber · Cable in parts of the area
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on 4th St NW

Nearby Streets

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