414 4th St, Cheney, WA 99004 Property Records

Spokane County property record for 414 4th St, Cheney, WA 99004

Property Summary

Property Type	Vacant Land
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$520,200 (Mar 2019)
Tax Bill	$791 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13132.0905`

Property Details

APN / Parcel Number

Primary APN	`13132.0905`

Exterior

Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	414 4TH ST
City	CHENEY
State	WA
Zip	99004-1614
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	MR-3H
Legal Description	CHENEY TOWN OF L8 B9
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY
Legal Block	9
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4033
Census Tract	14001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the City of Cheney Historic District listed 2001 · 62 contributing resources · NRIS 01000062

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

414 4th St, vacant land, is owned by a company that bought it in March 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Company Name on File
Mailing Address	414 4TH ST, CHENEY, WA 99004-1614
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Commercial Mortgage NUMERICA CU
Mar 15, 2019	Warranty Deed, Transfer SIG EP NAT'L HSNG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Deed Document Number	20196788411
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 30, 2023
Property Address	414 4TH ST, CHENEY, WA 99004-1614
Document Number	0007293689
Map Reference	VOL A PG 44
Instrument Date	Jun 29, 2023
Instrument	7293689
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 5TH ST 414 4TH ST, CHENEY, WA 99004

Mortgage

Document Number	0007293690
Date	Jun 30, 2023
Instrument	7293690

Lender

Name	NUMERICA CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 15, 2019
Property Address	414 4TH ST, CHENEY, WA 99004-1614
Document Number	0006788411
Instrument Date	Feb 15, 2019
Instrument	6788411
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,264.56
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	414 4TH ST CHENEY WA 99004, CHENEY, WA 99004

Mortgage

Document Number	6788412
Date	Mar 15, 2019
Instrument	6788412

Lender

Name	SIG EP NAT'L HSNG LLC
Address	310 S BOULEVARD, RICHMOND, VA 23220-5706

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 414 4th St was $791, up 1.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$791.00 (+1.28%)	$70,000 (-) Land $70,000	$70,000 (-) Land $70,000
2025	$781.00 (+17.62%)	$70,000 (+1%) Land $70,000	$70,000 (+1%) Land $70,000
2024	$664.00 (+119.14%)	$35,000 (-) Land $35,000	$35,000 (-) Land $35,000
2023	$303.00 (-23.87%)	$35,000 (-) Land $35,000	$35,000 (-) Land $35,000
2022	$398.00	$35,000 Land $35,000	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 414 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 4th St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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