414 4th Ave, Rock Falls, IL 61071 Property Records

Whiteside County property record for 414 4th Ave, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Dec 2024)
Tax Bill	$3,732 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1128431015`

Property Details

APN / Parcel Number

Primary APN	`1128431015`
Alternative APNs	`114380` `113499`

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Location & Zoning

Account Number	113499
Street Address	414 4TH AVE
City	ROCK FALLS
State	IL
Zip	61071-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A L MERRILLS SUB LOT 8 BLK 29 95100X
Legal Subdivision	A L MERRILLS SUBDIVISION
Legal Block	29
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3034
Census Tract	1500

Owner

414 4th Ave is owned by an individual who bought it in December 2024.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	25170 FRONT ST, STERLING, IL 61081-8868
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Affidavit, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2023	Warranty Deed, Transfer
Oct 12, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on File
Deed Sale	Dec 18, 2024 · Amount on File
Prior Sale	Feb 27, 2023 · Amount on File
Deed Document Number	20245905
Record Updated	Sep 20, 2026

December 2024: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WHITESIDE IL
Recording Date	Dec 18, 2024
Property Address	414 4TH AVE, ROCK FALLS, IL 61071-1263
Document Number	0000005904
Instrument Date	Dec 13, 2024
Instrument	2024-05904
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005906
Date	Dec 18, 2024
Instrument	2024-05906

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Feb 27, 2023
Property Address	414 4TH AVE, ROCK FALLS, IL 61071-1263
Document Number	0000000884
Instrument Date	Feb 22, 2023
Instrument	2023-00884
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 W 20TH ST, ROCK FALLS, IL 61071-2716

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 12, 2021
Property Address	414 4TH AVE, ROCK FALLS, IL 61071-1263
Document Number	0202107155
Instrument Date	Oct 4, 2021
Instrument	2021-07155
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 GLENCOE AVE, HIGHLAND PARK, IL 60035-4007

Tax Assessment & Valuation

The 2025 property tax bill for 414 4th Ave was $3,732.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,732.00	$33,983 Land $5,312 Building $28,671
2024			$101,949 Land $15,936 Building $86,013

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 414 4th Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1983–1996)
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 414 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband.

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