414 4th Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 414 4th Ave, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,050 sqft · built 1959
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$124,500 (Nov 2000)
Tax Bill$1,349 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Feb 2024 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-38-07-FY-19-20

Property Details

APN / Parcel Number

Primary APN28-38-07-FY-19-20
Alternative APNs
  • 28-38-07-FY-00019.0-0020.00
  • 2847480

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,050 sqft Living Area
Gross Area1,470 sqft
1st Floor Area1,050 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1996
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions150 ft deep x 64.2 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
PorchFinished/Open Porch
Porch Area90 sqft
Utility Building90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2847480
Street Address414 4TH AVE
CityMELBOURNE BEACH
StateFL
Zip32951-2544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3RS
Legal DescriptionWILCOX MELBOURNE BEACH LOT 20 BLK 19
Legal Range38E
Legal Township28S
Legal Section07
Legal SubdivisionWILCOX MELBOURNE BEACH
Legal Block19
Legal Lot Number20
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1026
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address414 4TH AVE, MELBOURNE BEACH, FL 32951-2544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY CU OF FLORIDA
Feb 5, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COMMUNITY CU OF FLORIDA
Jan 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2000 · Amount on File
Deed SaleNov 29, 2000 · Amount on File
Prior SaleApr 3, 1997 · Amount on File
Deed Book / Page4254 / 2903
Prior Transfer DateJul 27, 1994
Prior Transfer Doc3410004036
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address414 4TH AVE, MELBOURNE BEACH, FL 32951-2544
Transaction TypeMortgage
Record UpdatedNov 10, 2025
Title CompanyFEDERAL TITLE, FEDERAL TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 4TH AVE, MELBOURNE BEACH, FL 32951-2544

Mortgage

Document Number0104641774
DateOct 27, 2025
Book Page10464/1774
Instrument2025215505
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 26, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address414 4TH AVE, MELBOURNE BEACH, FL 32951-2544
Transaction TypeMortgage
Record UpdatedFeb 19, 2024
Title CompanyLANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 4TH AVE, MELBOURNE BEACH, FL 32951-2544

Mortgage

Document Number0099851937
DateFeb 5, 2024
Book Page9985/1937
Instrument2024023729
Lender
NameCOMMUNITY CU OF FLORIDA
TypeCredit Union
AddressROCKLEDGE, FL 32955
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term239 Months
DueJan 29, 2044

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address414 4TH AVE, MELBOURNE BEACH, FL 32951-2544
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 4TH AVE, MELBOURNE, FL 32951-2544

Mortgage

Document Number0093990137
DateJan 28, 2022
Book Page9399/137
Instrument2022023189
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,610 (+2.7%)$388,120 (+8.24%)
2025$1,349.00 (+7.23%) Homeowner's exemption$122,310 (+5.98%)$358,560 (-8.77%) Land $300,000 Building $58,560
2023$1,258.00 (+4.83%) Homeowner's exemption$115,410 (+3%)$393,050 (+8.59%) Land $300,000 Building $93,050
2022$1,200.00 Homeowner's exemption$112,050$361,950 Land $300,000 Building $61,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 162 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims40 (1979–2022)
Claims Outside the SFHA39 of 40
Most Recent ClaimApr 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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