414 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 414 3rd St, Cheney, WA 99004 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,558 sqft Living Area
Lot Size5,000 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$219,000 (2020)
Tax Bill$2,931.00 (2026)

Property Details

APN / Parcel Number

Primary APN13132.1205

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Building Area1,558 sqft Living Area
1st Floor1,078 sqft 1st Floor
Upper Floors480 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1892
Effective Year BuiltEffective 2015
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,000 sqft (0.115 acres)
Depth X Width100 ft x 50 ft Depth x Width
Deck Area295 sqft Deck
Patio Area295 sqft Patio

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address414 3RD ST
CityCHENEY
StateWA
Zip99004-1609
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHENEY TOWN OF L8 B12
Legal Range41E
Legal Township23N
Legal Section13
Legal SubdivisionCHENEY
Legal Block12
Legal Lot Number8
JurisdictionSPOKANE WA
Minor Civil DivisionCHENEY-MEDICAL LAKE
Census Blockgroup4
Census Block4034
Census Tract14001

Owner

Source: Spokane County records · APN 13132.1205

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address414 3RD ST, CHENEY, WA 99004-1609
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 29, 2020Warranty Deed, Transfer
WASHINGTON STATE HOUSING FIN COMMIS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2020 · Amount on Record
Deed SaleJun 29, 2020 · Amount on Record
Prior SaleJan 26, 2011 · Amount on Record
Deed Doc Number20206936254
Prior Transfer DateNov 30, 2006
Prior Transfer Doc0005470928
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address414 3RD ST, CHENEY, WA 99004-1609
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 3RD ST, CHENEY, WA 99004-1609

Mortgage

Document Number0007307023
DateSep 08, 2023
Instrument7307023
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term322 Months
DueJul 01, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJun 29, 2020
Property Address414 3RD ST, CHENEY, WA 99004-1609
Document Number0006936254
Map ReferenceVOL A PG 44
Instrument DateJun 10, 2020
Instrument6936254
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyVISTA TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,509.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 3RD ST, CHENEY, WA 99004-1609

Mortgage

Document Number0006936256
DateJun 29, 2020
Instrument6936256
Lender
NameWASHINGTON STATE HOUSING FIN COMMIS
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Mortgage

Document Number0006936255
DateJun 29, 2020
Instrument6936255
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
AddressBELLEVUE, WA 98006
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,931.00 (+1.28%)$274,300 (-8.44%) Land $80,000 Building $194,300$274,300 (-8.44%) Land $80,000 Building $194,300
2025$2,894.00 (+3.21%)$299,600 (+1.73%) Land $80,000 Building $219,600$299,600 (+1.73%) Land $80,000 Building $219,600
2024$2,804.00 (+13.57%)$294,500 (+34.91%) Land $80,000 Building $214,500$294,500 (+34.91%) Land $80,000 Building $214,500
2023$2,469.00 (+1.98%)$218,300 Land $48,000 Building $170,300$218,300 Land $48,000 Building $170,300
2022$2,421.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 37% of Washington
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the City of Cheney Historic District
listed 2001 · 62 contributing resources · NRIS 01000062

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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