414 2nd Ave, Marmora, NJ 08223 Property Records

Cape May County and Upper Township property record for 414 2nd Ave, Marmora, NJ 08223

Property Summary

Property Type	Single Family Home
Details	1,528 sqft · built 1982
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$549,900 (Aug 2022)
Tax Bill	$5,700 (2024)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`11-00706-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`11-00706-0000-00011`
Alternative APN	`110070600011`

Interior

Stories	1 Story
Building Area	1,528 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	414 2ND AVE
City	MARMORA
State	NJ
Zip	08223-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L10
Legal Block	706
Legal Lot Number	11
Jurisdiction	CAPE MAY NJ
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1022
Census Tract	20301

Owner

414 2nd Ave is owned and occupied by an individual who bought it in August 2022.

Source: Cape May County and Upper Township records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	414 2ND AVE, MARMORA, NJ 08223-1624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage PHILADELPHIA MTG ADVISORS
Aug 26, 2019	Grant Deed, Construction Loan · Construction Mortgage FRANKLIN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2022 · Amount on File
Deed Sale	Aug 9, 2022 · Amount on File
Prior Sale	Aug 26, 2019 · Amount on File
Deed Document Number	202225554
Deed Book / Page	4072 / 24
Prior Transfer Date	Feb 27, 2003
Prior Transfer Doc	3008000958
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	414 2ND AVE, MARMORA, NJ 08223-1624
Document Number	0061940681
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	SURREY TITLE COMPANY, SURREY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 2ND AVE MARMORA NJ 082231624, MARMORA, NJ 08223-1624

Mortgage

Document Number	0061940681
Date	Jun 2, 2020
Book Page	006194/000681
Instrument	16408

Lender

Name	PHILADELPHIA MTG ADVISORS
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Aug 26, 2019
Property Address	414 2ND AVE, MARMORA, NJ 08223-1624
Document Number	0038720658
Book / Page	003872 / 000658
Instrument Date	Aug 2, 2019
Instrument	104434
Transaction Type	Construction Loan
Record Updated	Sep 26, 2019
Title Company	TITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6809 PLEASURE AVE MARMORA NJ 08223, MARMORA, NJ 08223

Mortgage

Document Number	60950274
Date	Aug 26, 2019
Book Page	006095/000274
Instrument	104435

Lender

Name	FRANKLIN BK
Type	Bank
Address	WOODSTOWN, NJ 08098

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 25, 2020

Tax Assessment & Valuation

Source: Cape May County and Upper Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Upper Township
Unified School District	Upper Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,400 (-) Land $113,700 Building $134,700	$248,400 (-) Land $113,700 Building $134,700
2025		$248,400 Land $113,700 Building $134,700	$248,400 Land $113,700 Building $134,700
2024	$5,700.00
2023		$248,400 (-) Land $113,700 Building $134,700	$248,400 (-) Land $113,700 Building $134,700
2022	$5,221.00 (+3.76%)	$248,400 Land $113,700 Building $134,700	$248,400 Land $113,700 Building $134,700
2021	$5,032.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 414 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	20 (1984–2016)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jan 2016 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Winter Storm And Snowstorm, Jan 2016 · 3 claims Hurricane Sandy, Oct 2012 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 414 2nd Ave is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 61% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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