413B Concoy Rd, Okanogan, WA 98840 Property Records

Okanogan County property record for 413B Concoy Rd, Okanogan, WA 98840

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,196 sqft · built 1979
Lot Size	2.93 acres (127,631 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2020)
Tax Bill	$1,572 (2026)
Deeds & Mortgages	May 2007 Mortgage Jul 2020 Sale & Mortgage + 1 more
APN	`3426280056`

Property Details

APN / Parcel Number

Primary APN	`3426280056`
Alternative APN	`855460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	3,216 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	127,631 sqft
Garage Type	Carport
Garage Area	720 sqft
Carport	Carport
Carport Area	720 sqft
Porch	Enclosed Porch
Porch Area	824 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	413B CONCOY RD
City	OKANOGAN
State	WA
Zip	98840
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TAX 56 PT N1/2 SE NW MH TITLE ELIMINATION 3/21/05 52X24 1979 MARLE TPO# $80760
Legal Range	26
Legal Township	34
Legal Section	28
Jurisdiction	OKANOGAN WA
Township / Civil Division	CONCONULLY-RIVERSIDE
Census Block Group	2
Census Block	2118
Census Tract	970500

Owner

Source: Okanogan County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	222 LIME ST, OMAK, WA 98841-9324
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
May 18, 2007	Deed of Trust, Mortgage · Conventional Mortgage CASHMERE VALLEY BANK
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 9, 2005	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Mar 9, 2005 · Amount on Record
Deed Document Number	20203244172
Prior Transfer Date	Jan 13, 2005
Prior Transfer Doc	0003086272
Record Updated	Oct 29, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	413B CONCOY RD, OKANOGAN, WA 98840
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003118400
Date	May 18, 2007
Instrument	3118400

Lender

Name	CASHMERE VALLEY BANK
Type	Bank
Address	WENATCHEE, WA 98807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2027

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Jul 17, 2020
Property Address	413B CONCOY RD, OKANOGAN, WA 98840
Document Number	0003244172
Instrument Date	Jul 14, 2020
Instrument	3244172
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 LIME ST, OMAK, WA 98841-9324

Mortgage

Document Number	0003244173
Date	Jul 17, 2020
Instrument	3244173

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Mar 9, 2005
Property Address	413B CONCOY RD, OKANOGAN, WA 98840
Document Number	0003086272
Instrument Date	Jan 13, 2005
Instrument	3086272
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BAINES TITLE COMPANY, BAINES TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003086273
Date	Mar 9, 2005
Instrument	3086273

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Unified School District	Omak School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,572.00 (+7.97%)	$208,700 (+7.19%) Land $45,400 Building $163,300	$208,700 (+7.19%) Land $45,400 Building $163,300
2025		$194,700 (+7.75%) Land $45,400 Building $149,300	$194,700 (+7.75%) Land $45,400 Building $149,300
2024	$1,456.00
2023		$180,700 (+18.34%) Land $45,400 Building $135,300	$180,700 (+18.34%) Land $45,400 Building $135,300
2022		$152,700 Land $45,400 Building $107,300	$152,700 Land $45,400 Building $107,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 82% of Washington
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Swift-Stream Internet Fixed Wireless	40 / 6

May also be available: Spectrum.

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