41392 Doctors Crossing Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 41392 Doctors Crossing Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,810 sqft · built 2017
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Jul 2019)
Tax Bill	$6,363 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-179587`

Property Details

APN / Parcel Number

Primary APN	`03-179587`
Alternative APN	`179587`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,810 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	179587
Street Address	41392 DOCTORS CROSSING RD
City	LEONARDTOWN
State	MD
Zip	20650-2976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 149 PHASE 2 CLARK'S REST
Legal Subdivision	CLARKS REST
Legal Phase	2
Legal Lot Number	149
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1019
Census Tract	875502

Owner

41392 Doctors Crossing Rd is owned by two individuals who bought it in July 2019.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 REID CT, BEAUFORT, SC 29907-1972
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Jul 24, 2019	Deed, Transfer · VA Mortgage MAGNOLIA BANK
Nov 1, 2017	Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2019 · Amount on File
Deed Sale	Jul 24, 2019 · Amount on File
Prior Sale	Nov 1, 2017 · Amount on File
Deed Book / Page	5123 / 256
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	41392 DOCTORS CROSSING RD, LEONARDTOWN, MD 20650-2976
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053790315
Date	Jun 25, 2020
Book Page	5379/315

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 24, 2019
Property Address	41392 DOCTORS CROSSING RD, LEONARDTOWN, MD 20650-2976
Document Number	0051230256
Book / Page	5123 / 256
Map Reference	MB 73 PL 98A-98D
Instrument Date	Jul 9, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	MARYLAND TRUST T&E LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41392 DOCTORS CROSSING RD, LEONARDTOWN, MD 20650-2976

Mortgage

Document Number	5123265
Date	Jul 24, 2019
Instrument	5123/265

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Nov 1, 2017
Property Address	41392 DOCTORS CROSSING RD, LEONARDTOWN, MD 20650-2976
Document Number	0047560477
Book / Page	4756 / 477
Map Reference	MB73 PL98A-898D
Instrument Date	Oct 23, 2017
Instrument	4756-477
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BRENNAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	41392 DOCTORS CROSSING RD, LEONARDTOWN, MD 20650-2976

Mortgage

Document Number	4756488
Date	Nov 1, 2017
Instrument	4756-488

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 41392 Doctors Crossing Rd was $6,363.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Municipality	Leonardtown Town
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,300	$605,100 Land $108,700 Building $496,400
2025	$6,363.00
2023	$5,420.00	$467,833	$525,900 Land $103,600 Building $422,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41392 Doctors Crossing Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Aug 2020 · Tropical Storm Isaias
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41392 Doctors Crossing Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LEONARDTOWN serves 5,000 people · EPA ID MD0180006
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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