41390 Silver Charm Ct, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 41390 Silver Charm Ct, Leonardtown, MD 20650

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,040 sqft · built 2011
Lot Size0.326 acres (14,181 sqft)
Owner2 Company Names on Record
Last Sale$550,394 (Oct 2011)
Tax Bill$7,395 (2025)
Flood ZoneZone X (minimal risk)
APN03-088030

Property Details

APN / Parcel Number

Primary APN03-088030
Alternative APN
  • 088030

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,040 sqft Total Area
Basement Area1,855 sqft
Finished Basement1,855 sqft
Utility Area170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,181 sqft (0.326 acres)
Garage TypeMixed
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area652 sqft
Deck Area187 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number088030
Street Address41390 SILVER CHARM CT
CityLEONARDTOWN
StateMD
Zip20650-5866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 181 PHASE 3 PLAT 68/83 LEONARD'S GRANT
Legal SubdivisionLEONARDS GRANT PH 03
Legal Phase3
Legal Lot Number181
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group1
Census Block1012
Census Tract875502

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address41390 SILVER CHARM CT, LEONARDTOWN, MD 20650-5866
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2011 · Amount on Record
Deed SaleOct 24, 2011 · Amount on Record
Prior SaleOct 24, 2011 · Amount on Record
Deed Document Number20113628/0524
Deed Book / Page3628 / 524
Last Transfer DateOct 6, 2023
Transfer Doc6417000216
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
MunicipalityLeonardtown Town
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$641,700 (+14.48%)$699,900 (+14.25%) Land $114,100 Building $585,800
2025$7,395.00 (+14.23%)
2023$6,474.00$560,533$612,600 Land $108,500 Building $504,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimAug 2020 · Tropical Storm Isaias
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LEONARDTOWN
serves 5,000 people · EPA ID MD0180006
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Breezeline
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Charm Ct

Nearby Streets

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