Duval County property record for 4139 Ruby Dr W, Jacksonville, FL 32246 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1952 |
| Lot Size | 0.178 acres (7,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (Oct 2004) |
| Tax Bill | $920 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124769-0000 |
| Primary APN | 124769-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 704 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Shed Roof |
| Roof Material | Other |
| Lot Area | 7,757 sqft (0.178 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4139 RUBY DR W |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 23-19 01-3S-27E SOUTHSIDE ESTATES UNIT NO 21 LOT 17 BLK 7 |
| Legal Range | 27E |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | SOUTHSIDE ESTATES UNIT 21 |
| Legal Block | 7 |
| Legal Lot Number | 17 |
| Legal Unit | 21 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14427 |
Source: Duval County records · APN 124769-0000
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4139 RUBY DR W, JACKSONVILLE, FL 32246-6424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 03, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 20, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2004 · Amount on Record |
| Deed Sale | Oct 14, 2004 · Amount on Record |
| Prior Sale | Feb 06, 1998 · Amount on Record |
| Deed Document Number | 2004330568 |
| Deed Book / Page | 12095 / 2474 |
| Last Transfer Date | Jun 01, 2018 |
| Transfer Doc | 0184270629 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 4139 RUBY DR W, JACKSONVILLE, FL 32246-6424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4139 RUBY DR W, JACKSONVILLE, FL 32246-6424 |
| Document Number | 0200500479 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 20050/479 |
| Instrument | 2021324933 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 4139 RUBY DR W, JACKSONVILLE, FL 32246-6424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4139 RUBY DR W, JACKSONVILLE, FL 32246-6424 |
| Document Number | 0204092009 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 20409/2009 |
| Instrument | 2022220397 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 4139 RUBY DR W, JACKSONVILLE, FL 32246-6424 |
| Document Number | 0188321630 |
| Instrument Date | Jun 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4139 RUBY DR W JACKSONVILLE FL 322466424, JACKSONVILLE, FL 32246-6424 |
| Document Number | 0188321630 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 018832/001630 |
| Instrument | 142345 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 20, 2018 |
| Property Address | 4139 RUBY DR W, JACKSONVILLE, FL 32246-6424 |
| Document Number | 0184270629 |
| Book / Page | 018427 / 000629 |
| Instrument Date | Jun 01, 2018 |
| Instrument | 144856 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4139 RUBY DR W JACKSONVILLE FL 322466424, JACKSONVILLE, FL 32246-6424 |
| Document Number | 184270633 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 018427/000633 |
| Instrument | 144857 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,393 (+2.7%) | $181,813 (+2.21%) Land $61,128 Building $120,685 | |
| 2025 | $920.00 (+24.49%) Homeowner's exemption | $64,648 (+5.98%) | $177,881 (+7.3%) Land $57,960 Building $119,921 |
| 2024 | $739.00 (+1.09%) | ||
| 2023 | $731.00 (+6.25%) Homeowner's exemption | $60,998 (+3%) | $165,774 (+12.5%) Land $57,960 Building $107,814 |
| 2022 | $688.00 Homeowner's exemption | $59,222 | $147,360 Land $57,960 Building $89,400 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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