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4139 Crystal Lake Dr, Chipley, FL 32428 Property Records

Washington County property record for 4139 Crystal Lake Dr, Chipley, FL 32428

Property Summary

Property TypeResidential
Details1.5 ba · 1,482 sqft · built 1980
Lot Size0.675 acres (29,403 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Dec 2005)
Tax Bill$3,433 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN000041740076

Property Details

APN / Parcel Number

Primary APN000041740076
Alternative APN
  • 41740076

Interior

Full Baths1.5 Baths
Building Area1,482 sqft

Exterior

Year BuiltBuilt 1980
Exterior MaterialVinyl
Lot Area29,403 sqft (0.675 acres)

Exterior Amenities

PorchPorch
Porch Area32 sqft
Deck Area90 sqft
Patio Area762 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air

Location & Zoning

Account Number000041740076
Street Address4139 CRYSTAL LAKE DR
CityCHIPLEY
StateFL
Zip32428-3439
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal Description36 1 15 ORB 637 P 344 LOTS 76 & 77, BLOCK 3 SEMINOLE PLANTATION
Legal Range15W
Legal Township01N
Legal Section36
Legal SubdivisionSEMINOLE PLANTATION
Legal Block3
Legal Lot Number76-77 77
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1009
Census Tract970302

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address685 HUTCHISON RD, CHIPLEY, FL 32428-5977
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2005 · Amount on File
Deed SaleDec 29, 2005 · Amount on File
Deed Document Number0000637344
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address4139 CRYSTAL LAKE DR, CHIPLEY, FL 32428-3439
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067001182
DateFeb 10, 2020
Book Page1169/157
Instrument202067001182
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressBIRMINGHAM, AL 35203
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term167 Months
DueJan 22, 2034

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,433.00 (+6.15%)$247,893 (-) Land $240,000 Building $7,893$247,893 (-) Land $240,000 Building $7,893
2024$3,234.00 (+4.42%)$247,893 (-) Land $240,000 Building $7,893$247,893 (-) Land $240,000 Building $7,893
2023$3,097.00 (+8.59%)$247,893 (+8.78%) Land $240,000 Building $7,893$247,893 (+8.78%) Land $240,000 Building $7,893
2022$2,852.00$227,893 Land $220,000 Building $7,893$227,893 Land $220,000 Building $7,893

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims9 (1994–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHWEST FLORIDA RECEPTION CENTER
state or territorial government · serves 2,500 people · EPA ID FL1670733
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
not recorded as resolved · Jul 2024
Total trihalomethanes
not recorded as resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Wildstar Networks
Fixed Wireless		200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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