41381 Ladybug Ct, Aldie, VA 20105 Property Records

Loudoun County property record for 41381 Ladybug Ct, Aldie, VA 20105

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,622 sqft · built 2015
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$1,285,000 (Dec 2025)
Tax Bill	$9,700 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-16-9555-000`

Property Details

APN / Parcel Number

Primary APN	`246-16-9555-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,622 sqft Living Area
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Colonial
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Area	290 sqft
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	41381 LADYBUG CT
City	ALDIE
State	VA
Zip	20105-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR1UBF
Legal Description	LENAH MILL LB 1 SEC.2 PH.B LOT 66 201303200023635/6P
Legal Subdivision	LENAH MILL LB 1
Legal Phase	B
Legal Lot Number	66
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2013
Census Tract	611810

Owner

Source: Loudoun County records · APN 246-16-9555-000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	41381 LADYBUG CT, ALDIE, VA 20105-5566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2025 · Amount on Record
Deed Sale	Dec 08, 2025 · Amount on Record
Prior Sale	May 18, 2015 · Amount on Record
Deed Document Number	20251208-0059779
Record Updated	Jun 08, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 08, 2025
Property Address	41381 LADYBUG CT, ALDIE, VA 20105-5566
Document Number	0000059779
Map Reference	DOC 201303200023636
Instrument Date	Dec 04, 2025
Instrument	20251208-0059779
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41381 LADYBUG CT, ALDIE, VA 20105-5566

Mortgage

Document Number	0000059780
Date	Dec 08, 2025
Instrument	20251208-0059780

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,700.00 (+5.34%)	$1,205,030 (+14.5%) Land $400,500 Building $804,530	$1,205,030 (+14.5%) Land $400,500 Building $804,530
2023	$9,208.00	$1,052,440 Land $400,500 Building $651,940	$1,052,440 Land $400,500 Building $651,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 206 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.