4138 Richard Andrew Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 4138 Richard Andrew Dr, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,057 sqft · built 2020
Lot Size0.138 acres (6,012 sqft)
OwnerIndividual Name on File
Last Sale$281,500 (Dec 2020)
Tax Bill$3,223 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN193-064-34

Property Details

APN / Parcel Number

Primary APN193-064-34

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,057 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area6,012 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address4138 RICHARD ANDREW DR
CityMATTHEWS
StateNC
Zip28105-5949
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL34 M67-56
Legal Lot Number34
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2002
Census Tract5723

Owner

4138 Richard Andrew Dr is owned and occupied by an individual who bought it in December 2020.

Source: Mecklenburg County records, as of September 29, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4138 RICHARD ANDREW DR, MATTHEWS, NC 28105-5949
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2020 · Amount on File
Deed SaleDec 23, 2020 · Amount on File
Deed Document Number0035473809
Deed Book / Page35473 / 809
Record UpdatedJun 8, 2026

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 23, 2020
Property Address4138 RICHARD ANDREW DR, MATTHEWS, NC 28105-5949
Document Number0000219011
Book / Page35473 / 809
Map ReferenceMB 67 PG 56-58
Instrument DateDec 22, 2020
Instrument2020219011
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 12, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$563.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address4138 RICHARD ANDREW DR, MATTHEWS, NC 28105-5949

Mortgage

Document Number0000219012
DateDec 23, 2020
Instrument2020219012
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$425,700 Land $90,000 Building $335,700
2024$3,223.00
2023$425,700 Land $90,000 Building $335,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4138 Richard Andrew Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4138 Richard Andrew Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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