4138 Niagara St, Wayne, MI 48184 Property Records

Wayne County property record for 4138 Niagara St, Wayne, MI 48184

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,044 sqft · built 1943
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55021020863000`

Property Details

APN / Parcel Number

Primary APN	`55021020863000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	701 sqft
Basement Area	701 sqft
Unfinished Basement	701 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	135 ft deep x 40 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4138 NIAGARA ST
City	WAYNE
State	MI
Zip	48184-2259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34B863 LOT 863 AVONDALE SUB NO. 4 T2S R9E L59 P59 WCR
Legal Subdivision	AVONDALE NO 4
Legal Lot Number	863
Jurisdiction	WAYNE MI
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2015
Census Tract	566900

Owner

Source: Wayne County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4138 NIAGARA ST, WAYNE, MI 48184-2259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2002
Deed Sale	Feb 12, 2002
Prior Sale	Aug 27, 1996 · Amount on Record
Last Transfer Date	Nov 18, 2010
Transfer Doc	0488500377
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4138 NIAGARA ST, WAYNE, MI 48184-2259
Document Number	0552071369
Instrument Date	Aug 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 NIAGARA ST WAYNE MI 481842259, WAYNE, MI 48184-2259

Mortgage

Document Number	0552071369
Date	Aug 9, 2019
Book Page	055207/001369
Instrument	237729

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Wayne City
Unified School District	Wayne-Westland Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00 (-12.14%) Homeowner's exemption	$62,800 (+31.11%)	$125,600 (+31.11%)
2023	$1,672.00 (+10.36%) Homeowner's exemption	$47,900	$95,800
2019	$1,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAYNE serves 17,713 people · EPA ID MI0006950
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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