Lake County property record for 4138 McKinney Ave, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1957 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $66,100 (Jul 2012) |
| Tax Bill | $5,238 (2023) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-023-F-00-032-0 |
| Primary APN | 27-A-023-F-00-032-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Family Room | Family Room |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 114 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4138 MCKINNEY AVE |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 2 TRACT 13 |
| Legal Subdivision | ORCHARD PARK ALLOTMENT NO. 2 |
| Legal Tract | 13 |
| Legal Block | 1 |
| Legal Lot Number | 322 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 201400 |
4138 McKinney Ave is owned and occupied by an individual who bought it in July 2012.
Source: Lake County records, as of December 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4138 MCKINNEY AVE, WILLOUGHBY, OH 44094-6039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2012 · Amount on File |
| Deed Sale | Jul 6, 2012 · Amount on File |
| Prior Sale | May 13, 2011 · Amount on File |
| Deed Document Number | 201218071 |
| Prior Transfer Date | Jun 3, 2005 |
| Prior Transfer Doc | 0000022951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4138 MCKINNEY AVE, WILLOUGHBY, OH 44094-6039 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016841 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021R016841 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,900 Land $15,870 Building $54,030 | $199,710 Land $45,340 Building $154,370 | |
| 2023 | $5,238.00 (+53.74%) Homeowner's exemption | $55,330 (-) Land $13,070 Building $42,260 | |
| 2022 | $3,407.00 Homeowner's exemption | $55,330 Land $13,070 Building $42,260 | |
| 2021 | $158,080 Land $37,330 Building $120,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4138 McKinney Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4138 McKinney Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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