4138 Lake Blvd, Oceanside, CA 92056 Property Records

San Diego County property record for 4138 Lake Blvd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,191 sqft · built 1974
Lot Size	0.3 acres (1,298 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jan 2019)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	Dec 2022 Transfer Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-120-55-00`

Property Details

APN / Parcel Number

Primary APN	`168-120-55-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,191 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	1,298 sqft (0.3 acres)

Location & Zoning

Street Address	4138 LAKE BLVD
City	OCEANSIDE
State	CA
Zip	92056-4731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 3 TR 007427
Legal Subdivision	BAY SHORES
Legal Tract	007427
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	19805

Owner

4138 Lake Blvd is owned and occupied by an individual who acquired it in October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4138 LAKE BLVD, OCEANSIDE, CA 92056-4731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Intrafamily Transfer, Transfer
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 28, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Prior Sale	Oct 31, 2016 · Amount on File
Deed Document Number	201930309
Last Transfer Date	Oct 26, 2022
Transfer Doc	0000460788
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2022
Property Address	4138 LAKE BLVD, OCEANSIDE, CA 92056-4731
Document Number	0000460788
Instrument Date	Oct 26, 2022
Instrument	2022-0460788
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 LAKE BLVD, OCEANSIDE, CA 92056-4731

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4138 LAKE BLVD, OCEANSIDE, CA 92056-4731
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 LAKE BLVD, OCEANSIDE, CA 92056-4731

Mortgage

Document Number	0000555484
Date	Aug 4, 2021
Instrument	2021-0555484

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 28, 2019
Property Address	4138 LAKE BLVD, OCEANSIDE, CA 92056-4731
Document Number	0000030309
Instrument Date	Dec 26, 2018
Instrument	30309
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4138 LAKE BLVD OCEANSIDE CA 920564731, OCEANSIDE, CA 92056-4731

Mortgage

Document Number	30311
Date	Jan 28, 2019
Instrument	30311

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	30310,
Date	Jan 28, 2019
Instrument	30310

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4138 Lake Blvd was $4,550.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,680 (+2%) Land $269,285 Building $157,395
2025	$4,550.00	$418,314 Land $264,005 Building $154,309
2023	$4,371.00 (+1.56%)	$402,072 Land $253,754 Building $148,318
2022	$4,304.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4138 Lake Blvd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	123 units insured incl. 92 condo units
Nearby Flood Claims	3 (1993–2025)
Most Recent Claim	Mar 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4138 Lake Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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