4138 Hillcrest Ave, Hampstead, MD 21074 Property Records

Carroll County property record for 4138 Hillcrest Ave, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,656 sqft · built 1958
Lot Size	0.239 acres (10,410 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (May 2026)
Tax Bill	$4,123 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-001502`

Property Details

APN / Parcel Number

Primary APN	`08-001502`
Alternative APNs	`8001502` `001502`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,410 sqft (0.239 acres)
Garage Type	Attached
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	001502
Street Address	4138 HILLCREST AVE
City	HAMPSTEAD
State	MD
Zip	21074-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 41 - 10410 SQ FT 4138 HILLCREST AVE 3-84 4138 HILLCREST AVENUE
Legal Subdivision	KELBAUGHS ADD HAMPSTEAD SEC 02
Legal Lot Number	41
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2005
Census Tract	508103

Owner

4138 Hillcrest Ave is owned and occupied by an individual who bought it in May 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4138 HILLCREST AVE, HAMPSTEAD, MD 21074-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS
May 11, 2026	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Apr 24, 2003 · Amount on File
Deed Book / Page	11760 / 196
Prior Transfer Date	Mar 14, 2011
Prior Transfer Doc	0065020125
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 11, 2026
Property Address	4138 HILLCREST AVE, HAMPSTEAD, MD 21074-2226
Document Number	1176000196
Book / Page	11760 / 196
Instrument Date	Apr 29, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 HILLCREST AVE, HAMPSTEAD, MD 21074-2226
Investor	Possibly a Property Investor

Mortgage

Document Number	1176000203,
Date	May 11, 2026
Book Page	11760/203

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	1176000226,
Date	May 11, 2026
Book Page	11760/226

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	May 11, 2026
Property Address	4138 HILLCREST AVE, HAMPSTEAD, MD 21074-2226
Document Number	1176000196
Book / Page	11760 / 196
Instrument Date	Apr 29, 2026
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 HILLCREST AVE, HAMPSTEAD, MD 21074-2226
Investor	Possibly a Property Investor

Mortgage

Document Number	1176000203,
Date	May 11, 2026
Book Page	11760/203

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0117600226,
Date	May 11, 2026
Book Page	11760/226

Lender

Name	DEPARTMENT OF HSNG AND COMMUNITY

Agreement

Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Aug 10, 2026
Property Address	4138 HILLCREST AVE, HAMPSTEAD, MD 21074-2226
Document Number	1182000043
Book / Page	11829 / 43
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	OLD TITLE, OLD LINE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 HILLCREST AVE, HAMPSTEAD, MD 21074-2226
Investor	Possibly a Property Investor

Mortgage

Document Number	1182000043,
Date	Aug 10, 2026
Book Page	11829/43

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4138 Hillcrest Ave was $4,123, up 15.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,123.00 (+15.46%)	$300,267 (+15.89%)	$382,600 (+47.66%) Land $102,000 Building $280,600
2025	$3,571.00	$259,100 Land $82,000 Building $177,100	$259,100 Land $82,000 Building $177,100
2023	$3,047.00	$225,767	$259,100 Land $82,000 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4138 Hillcrest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4138 Hillcrest Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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