4138 E Cotton Rd, Eclectic, AL 36024 Property Records

Elmore County property record for 4138 E Cotton Rd, Eclectic, AL 36024 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	2,015 sqft Living Area
Lot Size	283,140 sqft (6.5 acres)
Garage	Attached
Occupancy	Owner Occupied
Last Sale	$59,000 (2016)
Tax Bill	$711.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-08-33-0-000-001.000`
Alternative APN	`588130`

Interior

Full Baths	2 Baths
Building Area	2,015 sqft Living Area
1st Floor	980 sqft 1st Floor
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Modular Style
Lot Area	283,140 sqft (6.5 acres)
Garage Type	Attached Garage
Porch	Open Porch
Topography	Other Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Floor/Wall Furnace Heating

Location & Zoning

Account Number	588130
Old Parcel Number	0708330000001000
Street Address	4138 E COTTON RD
City	ECLECTIC
State	AL
Zip	36024-4728
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	6.5 AC (D) 4.8 AC (C) SEC 33 T20 R21
Legal Range	21
Legal Township	20N
Legal Section	33
Jurisdiction	ELMORE AL
Minor Civil Division	ECLECTIC
Census Blockgroup	1
Census Block	1064
Census Tract	30300

Owner

Source: Elmore County records · APN 07-08-33-0-000-001.000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4138 E COTTON RD, ECLECTIC, AL 36024-4728
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2016 · Amount on Record
Deed Sale	Oct 12, 2016 · Amount on Record
Deed Doc Number	0201650808
Deed Book / Page	2016 / 50808
Record Refreshed	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	4138 E COTTON RD, ECLECTIC, AL 36024-4728
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022/24862
Date	Apr 18, 2022
Book Page	2022/24862

Lender

Name	GUARDIAN CU
Type	Credit Union
Address	MONTGOMERY, AL 36109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Elmore County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$711.00 (-0.7%)	$28,160 (-0.78%)	$281,330 (-0.78%) Land $69,430 Building $211,900
2024	$716.00 (-0.69%)	$28,380 (-0.64%)	$283,530 (-0.74%) Land $69,430 Building $214,100
2023	$721.00 (+165.07%)	$28,563 (+543.6%) Land $6,943 Building $21,620	$285,630 (+543.6%) Land $69,430 Building $216,200
2022	$272.00	$4,438 Land $4,040 Building $398	$44,380 Land $40,400 Building $3,980

Flood & Wildfire

4138 E Cotton Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Elmore County (01051C), updated February 20, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 68th percentile of exposed land nationally · 89th in Alabama
Wildfire Likelihood	High — about 1 in 370 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.