4138 Bianca St, Sebring, FL 33872 Property Records

Highlands County property record for 4138 Bianca St, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1975
Lot Size	0.23 acres (9,998 sqft)
Owner	Individual Name on Record
Last Sale	$214,000 (Feb 2024)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-020-0280-0260`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-020-0280-0260`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,272 sqft
1st Floor Area	1,008 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1987
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,998 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4138 BIANCA ST
City	SEBRING
State	FL
Zip	33872-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN N LAKE OF SEB UNIT 2 LOT 26 BLK 28
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LK SEB UNIT 02
Legal Block	28
Legal Lot Number	26
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2008
Census Tract	960504

Owner

Source: Highlands County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4138 BIANCA ST, SEBRING, FL 33872-2101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC
Mar 2, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 28, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2024 · Amount on Record
Deed Sale	Feb 8, 2024 · Amount on Record
Prior Sale	Feb 28, 2022 · Amount on Record
Deed Document Number	20242189201
Deed Book / Page	3024 / 1606
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 8, 2024
Property Address	4138 BIANCA ST, SEBRING, FL 33872-2101
Document Number	0002189201
Book / Page	3024 / 1606
Map Reference	MB 9 PG 48
Instrument Date	Feb 5, 2024
Instrument	2189201
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4138 BIANCA ST, SEBRING, FL 33872-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 BIANCA ST, SEBRING, FL 33872-2101

Mortgage

Document Number	0030241608
Date	Feb 8, 2024
Instrument	3024/1608

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4138 BIANCA ST, SEBRING, FL 33872-2101
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 BIANCA ST, SEBRING, FL 33872-2101

Mortgage

Document Number	0002139160
Date	Mar 2, 2023
Book Page	2960/234
Instrument	2139160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Mar 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 28, 2022
Property Address	4138 BIANCA ST, SEBRING, FL 33872-2101
Document Number	0002080368
Book / Page	2887 / 556
Map Reference	MB 9 PG 48
Instrument Date	Feb 23, 2022
Instrument	2080368
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 JUNO OCEAN WALK # WALKC-11, 900, JUNO BEACH, FL 33408-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 BIANCA ST, SEBRING, FL 33872-2101

Mortgage

Document Number	0002887558
Date	Feb 28, 2022
Instrument	2887/558

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 18, 2021
Property Address	4138 BIANCA ST, SEBRING, FL 33872-2101
Document Number	0002019936
Book / Page	2803 / 622
Map Reference	MB 9 PG 48
Instrument Date	Feb 17, 2021
Instrument	2019936
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1816, AVON PARK, FL 33826-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 JUNO OCEAN WALK, JUNO BEACH, FL 33408-1120

Mortgage

Document Number	0002803624
Date	Feb 18, 2021
Instrument	2803/624

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,523.00 (+19.69%)	$143,353 (+18.98%) Land $18,500 Building $124,853	$143,353 (+18.98%) Land $18,500 Building $124,853
2024	$2,108.00 (+9.56%)
2023	$1,924.00 (+13.78%)	$120,482 (+19.14%) Land $11,500 Building $108,982	$120,482 (+19.14%) Land $11,500 Building $108,982
2022	$1,691.00	$101,123 Land $5,500 Building $95,623	$101,123 Land $5,500 Building $95,623

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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