4138 7th St, North Beach, MD 20714 Property Records

Calvert County property record for 4138 7th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 700 sqft · built 1928
Lot Size	0.063 acres (2,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2022)
Tax Bill	$4,178 (2025)
Deeds & Mortgages	Feb 2024 Transfer Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-058417`

Property Details

APN / Parcel Number

Primary APN	`03-058417`
Alternative APNs	`3058417` `058417`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	700 sqft Total Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,760 sqft (0.063 acres)
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	058417
Street Address	4138 7TH ST
City	NORTH BEACH
State	MD
Zip	20714-4078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 41 BLK D NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	D
Legal Lot Number	41
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1020
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10877 MAY RD, WATTSBURG, PA 16442-9617
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Intrafamily Transfer, Transfer
Mar 3, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Nov 20, 2020	Deed, Transfer · Conventional Mortgage M & T BANK
Jun 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Book / Page	6231 / 307
Last Transfer Date	Feb 2, 2024
Transfer Doc	0065360264
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 21, 2024
Property Address	4138 7TH ST, NORTH BEACH, MD 20714-4078
Document Number	0065360264
Book / Page	6536 / 264
Map Reference	LB GWD 8 FO 305
Instrument Date	Feb 2, 2024
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4138 7TH ST, NORTH BEACH, MD 20714-4078

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 3, 2022
Property Address	4138 7TH ST, NORTH BEACH, MD 20714-4078
Document Number	0062310307
Book / Page	6231 / 307
Map Reference	LB GWD 8 FO 305
Instrument Date	Feb 22, 2022
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10877 MAY RD, WATTSBURG, PA 16442-9617

Mortgage

Document Number	0006231312
Date	Mar 3, 2022
Instrument	6231/312

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Nov 20, 2020
Property Address	4138 7TH ST, NORTH BEACH, MD 20714-4078
Document Number	0057700524
Book / Page	5770 / 524
Map Reference	LB GWD 8 FO 305
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4138 7TH ST, NORTH BEACH, MD 20714-4078

Mortgage

Document Number	5770529
Date	Nov 20, 2020
Instrument	5770/529

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 15, 2017
Property Address	4138 7TH ST, NORTH BEACH, MD 20714-4078
Document Number	0050110456
Book / Page	005011 / 000456
Instrument Date	Feb 20, 2017
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4138 7TH ST NULL NORTH BEACH MD 20714, NORTH BEACH, MD 20714

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,900 (+1.12%)	$287,100 (+3.35%) Land $122,700 Building $164,400
2025	$4,178.00 (+68.2%)	$277,800 (+40.82%) Land $122,700 Building $155,100	$277,800 (-) Land $122,700 Building $155,100
2023	$2,484.00	$197,267	$277,800 Land $122,700 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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