4138 3rd St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 4138 3rd St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1948
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Nov 2025)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Nov 2020 Refinance Jan 2021 Refinance + 5 more
APN	`1590000003090`

Property Details

APN / Parcel Number

Primary APN	`1590000003090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	996 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	198 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	560 sqft
Porch	Slab
Porch Area	72 sqft
Deck Area	493 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4138 3RD ST
City	CHESAPEAKE
State	VA
Zip	23324-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	16-18 & N 15 FT 20 BLK 9 PORTLOCK PROPERTY
Legal Subdivision	PORTLOCK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4016
Census Tract	20600

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Dec 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage KCCVA LLC
Nov 19, 2025	Bargain and Sale Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
May 26, 2022	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
May 14, 2019	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC
Dec 6, 2018	Deed of Trust, Mortgage · Commercial Mortgage KCCVA LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2025 · Amount on Record
Deed Sale	Nov 19, 2025 · Amount on Record
Prior Sale	May 26, 2022 · Amount on Record
Deed Document Number	202527109
Deed Book / Page	10917 / 1522
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10254/1499
Date	Nov 12, 2020
Book Page	10254/1499
Instrument	200042374

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	352 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10294/1121
Date	Jan 19, 2021
Book Page	10294/1121
Instrument	210002644

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09972/1152
Date	Dec 6, 2018
Book Page	9972/1152
Instrument	180031718

Lender

Name	KCCVA LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 19, 2025
Property Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549
Document Number	10917/1522
Book / Page	10917 / 1522
Map Reference	MB 18 PG 43
Instrument Date	Nov 13, 2025
Instrument	250027109
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549

Mortgage

Document Number	0250027110
Date	Nov 19, 2025
Instrument	250027110

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 26, 2022
Property Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549
Document Number	10563/1434
Book / Page	10563 / 1434
Instrument Date	May 18, 2022
Instrument	220017748
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	TITLE QUEST/HAMPTON ROADS, TITLEQUEST OF HAMPTON ROADS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549

Mortgage

Document Number	0220017749
Date	May 26, 2022
Instrument	220017749

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 14, 2019
Property Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549
Document Number	10011/1831
Book / Page	10011 / 1831
Instrument Date	Feb 20, 2019
Instrument	190011385
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549

Mortgage

Document Number	190011386
Date	May 14, 2019
Instrument	190011386

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4138 3RD ST, CHESAPEAKE, VA 23324-1549
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9972/1152
Date	Dec 6, 2018
Book Page	9972/1152
Instrument	180031718

Lender

Name	KCCVA LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00 (+54.08%)	$330,600 (+15.63%) Land $100,000 Building $230,600	$330,600 (+15.63%) Land $100,000 Building $230,600
2023		$285,900 (+15.56%) Land $80,000 Building $205,900	$285,900 (+15.56%) Land $80,000 Building $205,900
2022		$247,400 Land $70,000 Building $177,400	$247,400 Land $70,000 Building $177,400
2019	$2,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile USA Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures