4136 Waters Edge Dr, Belvidere, IL 61008 Property Records

Boone County property record for 4136 Waters Edge Dr, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,904 sqft · built 2022
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2022)
Tax Bill	$8,327 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-329-017`

Property Details

APN / Parcel Number

Primary APN	`05-28-329-017`
Alternative APN	`05-05-28-329-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	3,808 sqft
Basement Area	1,904 sqft
Unfinished Basement	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	683 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-28-329-017
Street Address	4136 WATERS EDGE DR
City	BELVIDERE
State	IL
Zip	61008-6726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-44-3 BELVIDERE PRAIRIE PLACE PLAT NO 4 LOT 166 N 80 E 143 S 80 W 143
Legal Subdivision	BELVIDERE PRAIRIE PLACE SUB
Legal Lot Number	166
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	1
Census Block	1021
Census Tract	10400

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4136 WATERS EDGE DR, BELVIDERE, IL 61008-6726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC
May 5, 2022	Deed of Trust, Mortgage · Construction Mortgage BLACKHAWK BANK
Jul 27, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 27, 2022	Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Feb 5, 2024
Property Address	4136 WATERS EDGE DR, BELVIDERE, IL 61008-6726
Document Number	2024R00449
Instrument Date	Sep 27, 2023
Instrument	2024R00449
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	FIDELITY NATIONAL TITLE INSU

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3201 DALLAS PKWY STE 1200, 1200, FRISCO, TX 75034-0249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4136 WATERS EDGE DR, BELVIDERE, IL 61008-6726

Mortgage

Document Number	2024R00450
Date	Feb 5, 2024
Instrument	2024R00450

Lender

Name	CLICK N CLOSE INC
Type	Insurance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Mortgage

Document Number	2024R00451
Date	Feb 5, 2024
Instrument	2024R00451

Lender

Name	CLICK N CLOSE INC
Type	Insurance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2034

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	4136 WATERS EDGE DR, BELVIDERE, IL 61008-6726
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R02593
Date	May 5, 2022
Instrument	2022R02593

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	Jul 27, 2022
Property Address	4136 WATERS EDGE DR, BELVIDERE, IL 61008-6726
Document Number	2022R04308
Map Reference	DOC 2006R05886
Instrument Date	Jul 20, 2022
Instrument	2022R04308
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2022
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4136 WATERS EDGE DR, BELVIDERE, IL 61008-6726

Mortgage

Document Number	2022R04309
Date	Jul 27, 2022
Instrument	2022R04309

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.13%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Apr 27, 2022
Property Address	4136 WATERS EDGE DR, BELVIDERE, IL 61008-6726
Document Number	2022R02445
Map Reference	DOC 2006R05886
Instrument Date	Apr 18, 2022
Instrument	2022R02445
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	SECURITY FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15386, LOVES PARK, IL 61132-5386
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,327.00 (-0.29%) Homeowner's exemption	$104,559 (+9.64%) Land $3,443 Building $101,116	$313,677 (+9.64%) Land $10,329 Building $303,348
2024		$95,367 (+111.84%) Land $3,443 Building $91,924	$286,101 (+111.84%) Land $10,329 Building $275,772
2022	$8,351.00	$45,019 Land $3,443 Building $41,576	$135,057 Land $10,329 Building $124,728

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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