4136 Stiles Ln, Sebring, FL 33875 Property Records

Highlands County property record for 4136 Stiles Ln, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,460 sqft · built 1995
Lot Size	16 acres (700,445 sqft)
Owner	Individual Name on File
Last Sale	$426,000 (Dec 2020)
Tax Bill	$2,622 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`C055920000700000`

Property Details

APN / Parcel Number

Primary APN	`C055920000700000`
Alternative APN	`C-05-35-29-200-0070-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,460 sqft Living Area
1st Floor Area	2,018 sqft
Attic Area	960 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	700,445 sqft (16 acres)
Garage Type	Finished
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	468 sqft
Porch	Open Porch
Porch Area	632 sqft
Deck Area	20 sqft
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C055920000700000
Street Address	4136 STILES LN
City	SEBRING
State	FL
Zip	33875-7100
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	STILES RANCHETTES UNREC PER UNREC SURVEY TRACT 7 15.94 ACRES
Legal Range	29E
Legal Township	35S
Legal Section	05
Legal Subdivision	STILES RANCHETTES
Legal Tract	7
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1043
Census Tract	961303

Owner

Source: Highlands County records · APN C055920000700000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4136 STILES LN, SEBRING, FL 33875-7100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Nov 05, 2018	Trustee's Deed, Construction Loan · Line of Credit STEWART CONSTRUCTION
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Oct 14, 2015 · Amount on Record
Deed Document Number	2013023
Deed Book / Page	2793 / 1036
Record Updated	Jun 08, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 31, 2020
Property Address	4136 STILES LN, SEBRING, FL 33875-7100
Document Number	0002013023
Book / Page	2793 / 1036
Instrument Date	Dec 29, 2020
Instrument	2013023
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,982.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4136 STILES LN, 4136, SEBRING, FL 33875-7100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4136 STILES LN, SEBRING, FL 33875-7100

Mortgage

Document Number	0027931039
Date	Dec 31, 2020
Instrument	2793/1039

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 05, 2018
Property Address	4136 STILES LN, SEBRING, FL 33875-7100
Book / Page	002663 / 000619
Instrument Date	Oct 30, 2018
Instrument	1917251
Transaction Type	Construction Loan
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4136 STILES LN SEBRING FL 338757100, SEBRING, FL 33875-7100

Mortgage

Document Number	0001917251
Date	Nov 05, 2018
Book Page	002663/000619
Instrument	1917251

Lender

Name	STEWART CONSTRUCTION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 04, 2019

Interest

Rate Type	Adjustable Rate
Rate	6%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4136 STILES LN, SEBRING, FL 33875-7100
Document Number	0001893148
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	May 01, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4136 STILES LN SEBRING FL 338757100, SEBRING, FL 33875-7100

Mortgage

Document Number	0001893148
Date	Apr 19, 2018
Book Page	002631/001280
Instrument	1893148

Lender

Name	US SMALL BUSN ADMN
Address	BRIMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2048

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,464 (+5.73%) Land $55,668 Building $156,796	$465,048 (+9.58%)
2024	$2,622.00 (+2.14%)
2023	$2,567.00 (+1.38%) Homeowner's exemption	$200,955 (+2.9%)	$424,408 (+40.18%)
2022	$2,532.00 Homeowner's exemption	$195,288	$302,753

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Wildfire

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	About 1 in 206 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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