Saratoga County and Malta Town property record for 4136 Silver Beach Rd, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,226 sqft · built 1996 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,400 (Mar 1997) |
| Tax Bill | $8,839 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| APN | 414089 218.6-1-88 |
| Primary APN | 414089 218.6-1-88 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,226 sqft Living Area |
| 1st Floor Area | 882 sqft |
| 2nd Floor Area | 882 sqft |
| Upper Floors Area | 462 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 4136 SILVER BEACH RD |
|---|---|
| City | MALTA |
| State | NY |
| Zip | 12020-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SIDE: W |
| Legal Block | 1 |
| Legal Lot Number | 88.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 61905 |
4136 Silver Beach Rd is owned and occupied by two individuals who bought it in March 1997.
Source: Saratoga County and Malta Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4136 SILVER BEACH RD, BALLSTON SPA, NY 12020-4223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 1997 · Amount on File |
| Deed Sale | Mar 4, 1997 · Amount on File |
| Prior Sale | Feb 13, 1997 · Amount on File |
| Deed Book / Page | 1457 / 206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 4136 SILVER BEACH RD, MALTA, NY 12020-4223 |
| Document Number | 0000003002 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4136 SILVER BEACH RD MALTA NY 120204223, MALTA, NY 12020-4223 |
| Document Number | 0000003002 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 3002 |
| Name | SCHOOL SYSTEM FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 26, 2037 |
The 2025 property tax bill for 4136 Silver Beach Rd was $8,839 with a homeowner's exemption.
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,839.00 | $620,000 Land $137,400 Building $482,600 | $620,000 Land $137,400 Building $482,600 |
| 2023 | $504,000 Land $137,400 Building $366,600 | $504,000 Land $137,400 Building $366,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4136 Silver Beach Rd; there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 3 (2007–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4136 Silver Beach Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
5G and 4G LTE (outdoors only)
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