4136 Harbour Island Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 4136 Harbour Island Ln, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,100 sqft · built 2007
Lot Size	0.167 acres (7,283 sqft)
Owner	Trust Name on File
Last Sale	$1,480,000 (Feb 2017)
Tax Bill	$28,272 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`188-0-300-025`

Property Details

APN / Parcel Number

Primary APN	`188-0-300-025`
Alternative APN	`1880110565`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,100 sqft Living Area
1st Floor Area	2,336 sqft
2nd Floor Area	764 sqft
Upper Floors Area	108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	7,283 sqft (0.167 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	137 sqft
Patio Area	440 sqft

Location & Zoning

Street Address	4136 HARBOUR ISLAND LN
City	OXNARD
State	CA
Zip	93035-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 526608 LOT: 60 REF: 156MR 67
Legal Subdivision	TRACT NO 5266 8
Legal Tract	526608
Legal Block	300
Legal Lot Number	60
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2014
Census Tract	3616

Owner

4136 Harbour Island Ln is held in a trust since September 2020.

Source: Ventura County records, as of October 15, 2026

Owner of Record	Trust Name on File
Mailing Address	1811 N REDDING WAY, UPLAND, CA 91784-8219
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
Sep 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 15, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2017 · Amount on File
Deed Sale	Feb 15, 2017 · Amount on File
Prior Sale	Dec 10, 2013 · Amount on File
Deed Document Number	201720453
Last Transfer Date	Sep 11, 2020
Transfer Doc	0000150334
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 24, 2020
Property Address	4136 HARBOUR ISLAND LN, OXNARD, CA 93035-1449
Document Number	0000153877
Instrument Date	Sep 11, 2020
Instrument	153877
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1811 N REDDING WAY OXNARD CA 93035, OXNARD, CA 93035

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Sep 21, 2020
Property Address	4136 HARBOUR ISLAND LN, OXNARD, CA 93035-1449
Document Number	0000150334
Map Reference	MB 156 PG 67-70
Instrument Date	Sep 11, 2020
Instrument	20200921-00150334
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1811 N REDOING WAY, OXNARD, CA 93036

Mortgage

Document Number	0000150335
Date	Sep 21, 2020
Instrument	20200921-00150335

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 15, 2017
Property Address	4136 HARBOUR ISLAND LN, OXNARD, CA 93035-1449
Document Number	0000020453
Map Reference	MB156 PG67-70
Instrument Date	Jan 17, 2017
Instrument	20170215-00020453
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1811 N REDDING WAY, UPLAND, CA 91784-8219

Mortgage

Document Number	0000020454
Date	Feb 15, 2017
Instrument	20170215-00020454

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4136 Harbour Island Ln was $28,272, up 0.4% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,752,014 (+2%) Land $1,138,812 Building $613,202
2025	$28,272.00 (+0.38%)	$1,717,661 Land $1,116,482 Building $601,179
2024	$28,164.00 (+2.82%)
2023	$27,391.00 (+5.95%)	$1,650,963 Land $1,073,127 Building $577,836
2022	$25,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4136 Harbour Island Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4136 Harbour Island Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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