4136 Cotton Rd, Milton, FL 32571 Property Records

Santa Rosa County property record for 4136 Cotton Rd, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 1978
Lot Size	0.417 acres (18,165 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jun 2023)
Tax Bill	$1,860 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-1N-29-0000-07221-0000`

Property Details

APN / Parcel Number

Primary APN	`16-1N-29-0000-07221-0000`
Alternative APN	`N291160000072210000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	1,834 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	140 ft deep x 130 ft wide
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	320 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4136 COTTON RD
City	MILTON
State	FL
Zip	32571-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	COM SE CORN OF LOT 1 THN W 660 FT TO POB THN CONT W 140 FT THN N 130 FT THN E 140 FT THN S 130 FT TO POB AS DES IN OR 4402 PG 1013
Legal Range	29W
Legal Township	1N
Legal Section	16
Legal Subdivision	JW COOK
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2014
Census Tract	10705

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4136 COTTON RD, MILTON, FL 32571-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2023 · Amount on Record
Deed Sale	Jun 6, 2023 · Amount on Record
Prior Sale	Oct 23, 1995 · Amount on Record
Deed Document Number	202324945
Deed Book / Page	4402 / 1013
Prior Transfer Date	Jun 16, 2015
Prior Transfer Doc	0034380113
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 6, 2023
Property Address	4136 COTTON RD, PACE, FL 32571-1911
Document Number	0044021013
Book / Page	4402 / 1013
Instrument Date	Jun 5, 2023
Instrument	202324945
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6563 STARBOARD DR, MILTON, FL 32570-9022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4136 COTTON RD, PACE, FL 32571-1911

Mortgage

Document Number	0044021015
Date	Jun 6, 2023
Instrument	4402/1015

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,960 (+2.9%)	$181,219 (+3.05%) Land $16,380 Building $164,839
2024	$1,860.00 (+259.77%) Homeowner's exemption	$175,860 (+71.72%) Land $14,625 Building $161,235	$175,860 (+5.14%) Land $14,625 Building $161,235
2023	$517.00 (+5.51%) Homeowner's exemption Senior Citizen's exemption	$102,409 (+3%)	$167,263 (+3%) Land $11,700 Building $155,563
2022	$490.00 Homeowner's exemption Senior Citizen's exemption	$99,426	$162,386 Land $11,700 Building $150,686

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	27 (1979–2020)
Claims Outside the SFHA	24 of 27
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20