4135 W 78th St, Chicago, IL 60652 Property Records

Cook County property record for 4135 W 78th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,559 sqft · built 1955
Lot Size	0.1 acres (4,338 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Aug 2023)
Tax Bill	$4,455 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-407-020`

Property Details

APN / Parcel Number

Primary APN	`19-27-407-020`
Alternative APN	`19-27-407-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,338 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4135 W 78TH ST
City	CHICAGO
State	IL
Zip	60652-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(CREST) (LINE) (MANOR) RESUB OF LT A & PT LT B IN OWN ERS DIV OF LT 23 IN SUPERIOR COURT COMMISSIONERS PARTITION OF SH SEC 27
Legal Range	13E
Legal Township	38N
Legal Section	27
Legal Subdivision	CREST LINE MANOR
Legal Lot Number	23,A,
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	4
Census Block	4002
Census Tract	700200

Owner

4135 W 78th St is owned and occupied by an individual who bought it in August 2023.

Source: Cook County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4135 W 78TH ST, CHICAGO, IL 60652-1216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Prior Sale	Jan 3, 2005 · Amount on File
Deed Document Number	202329134
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 29, 2023
Property Address	4135 W 78TH ST, CHICAGO, IL 60652-1216
Document Number	0024129134
Map Reference	DOC 15951155
Instrument Date	Aug 21, 2023
Instrument	2324129134
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	686 EAST THOMHILL LANE, PALATINE, IL 60652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4135 W 78TH ST, CHICAGO, IL 60652-1216

Mortgage

Document Number	0024129135
Date	Aug 29, 2023
Instrument	2324129135

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

Mortgage

Document Number	0024129136
Date	Aug 29, 2023
Instrument	2324129136

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2028

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4135 W 78TH ST, CHICAGO, IL 60652-1216
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028501272
Date	Oct 12, 2021
Instrument	2128501272

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 Land $2,603 Building $22,397	$250,000 Land $26,030 Building $223,970
2023	$4,455.00 (+2.58%)
2022	$4,343.00 (+2.87%)	$20,999 (-) Land $3,470 Building $17,529	$209,990 (-) Land $34,700 Building $175,290
2021	$4,222.00	$20,999 Land $3,470 Building $17,529	$209,990 Land $34,700 Building $175,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4135 W 78th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4135 W 78th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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