Lake County property record for 4135 Rutledge St, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 4,422 sqft · built 1960 |
| Lot Size | 0.477 acres (20,778 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,356 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-01-39-0509-0022 |
| Primary APN | 001-01-39-0509-0022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 4,422 sqft Living Area |
| Gross Area | 4,962 sqft |
| 1st Floor Area | 2,211 sqft |
| Family Room | Family Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 20,778 sqft (0.477 acres) |
| Lot Dimensions | 176 ft deep x 118 ft wide |
| View / Lot | Extra Front |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4135 RUTLEDGE ST |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-2368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTWOOD L.22 |
| Legal Subdivision | WESTWOOD |
| Legal Lot Number | 22 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 41302 |
Source: Lake County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4135 RUTLEDGE ST, GARY, IN 46408-2368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Nov 13, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| May 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 6, 2025 |
| Transfer Doc | 0000044163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 27, 2026 |
| Property Address | 4135 RUTLEDGE ST, GARY, IN 46408-2368 |
| Document Number | 0000531662 |
| Instrument Date | Jul 18, 2026 |
| Instrument | 2026531662 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4135 RUTLEDGE ST, GARY, IN 46408-2368 |
| Document Number | 0000531662, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026531662 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 17, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 13, 2025 |
| Property Address | 4135 RUTLEDGE ST, GARY, IN 46408-2368 |
| Document Number | 0000044163 |
| Map Reference | MB 33 PG 49 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025-544163 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4135 RUTLEDGE ST, GARY, IN 46408-2368 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 12, 2020 |
| Property Address | 4135 RUTLEDGE ST, GARY, IN 46408-2368 |
| Document Number | 0000025879 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 25879 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4135 RUTLEDGE ST GARY IN 464082368, GARY, IN 46408-2368 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Unified School District | Lake Ridge Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,000 (+34.55%) Land $27,000 Building $165,000 | $192,000 (+34.55%) Land $27,000 Building $165,000 | |
| 2024 | $1,356.00 (+8.74%) | $142,700 (+4.39%) Land $29,700 Building $113,000 | $142,700 (+4.39%) Land $29,700 Building $113,000 |
| 2023 | $136,700 (+9.62%) Land $29,700 Building $107,000 | $136,700 (+9.62%) Land $29,700 Building $107,000 | |
| 2022 | $1,247.00 | $124,700 Land $29,600 Building $95,100 | $124,700 Land $29,600 Building $95,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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