Charles County property record for 4135 Ray Dr, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,952 sqft · built 1986 |
| Lot Size | 3.96 acres (172,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Jan 2023) |
| Tax Bill | $10,663 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-042132 |
| Primary APN | 07-042132 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 172,498 sqft |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 042132 |
|---|---|
| Street Address | 4135 RAY DR |
| City | LA PLATA |
| State | MD |
| Zip | 20646-5816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | 3.963 AC RAY ESTATES SUB |
| Legal Subdivision | RAY ESTATES SUB |
| Legal Block | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 850102 |
4135 Ray Dr is owned and occupied by two individuals who bought it in January 2023.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4135 RAY DR, LA PLATA, MD 20646-5816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on File |
| Deed Sale | Jan 20, 2023 · Amount on File |
| Deed Book / Page | 12833 / 162 |
| Prior Transfer Date | Apr 16, 2014 |
| Prior Transfer Doc | 0085780499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 20, 2023 |
| Property Address | 4135 RAY DR, LA PLATA, MD 20646-5816 |
| Document Number | 0128330162 |
| Book / Page | 12833 / 162 |
| Instrument Date | Jan 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | NOT AVAILABLE, TITLEMAX LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4135 RAY DR, LA PLATA, MD 20646-5816 |
| Document Number | 0012833168 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 12833/168 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 4135 Ray Dr was $10,663.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,567 (+6.37%) | $407,100 (+19.1%) Land $143,800 Building $263,300 | |
| 2025 | $10,663.00 | $341,800 Land $98,800 Building $243,000 | $341,800 Land $98,800 Building $243,000 |
| 2023 | $4,320.00 | $299,067 | $341,800 Land $98,800 Building $243,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4135 Ray Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4135 Ray Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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