4135 Apple St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4135 Apple St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,215 sqft · built 1885
Lot Size	0.042 acres (1,830 sqft)
Owner	Individual Name on File
Last Sale	$124,700 (Aug 2018)
Tax Bill	$3,324 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`196-0025-0032-00`

Property Details

APN / Parcel Number

Primary APN	`196-0025-0032-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,215 sqft Living Area
1st Floor Area	705 sqft
2nd Floor Area	510 sqft

Exterior

Year Built	Built 1885
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	1,830 sqft (0.042 acres)
Lot Dimensions	90 ft deep x 20 ft wide
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4135 APPLE ST
City	CINCINNATI
State	OH
Zip	45223-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4135 APPLE ST 20 X 90 PT LOT 252 THRU 255 HOFFNERS 6TH SUB
Legal Subdivision	HOFFNERS
Legal Lot Number	252 253
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4014
Census Tract	27700

Owner

4135 Apple St is owned by an individual who bought it in August 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4232 FLORIDA AVE, CINCINNATI, OH 45223-2025
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Aug 14, 2012
Deed Document Number	0000071919
Deed Book / Page	13732 / 01465
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4135 APPLE ST, CINCINNATI, OH 45223-2201
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089158
Date	Jul 22, 2021
Book Page	14464/148
Instrument	2021-0089158

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 15, 2018
Property Address	4135 APPLE ST, CINCINNATI, OH 45223-2201
Document Number	0000071919
Book / Page	13732 / 01465
Map Reference	MB 7 PG 65
Instrument Date	Aug 14, 2018
Instrument	2018-0071919
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4135 APPLE ST, CINCINNATI, OH 45223-2201

Mortgage

Document Number	0000071920
Date	Aug 15, 2018
Instrument	2018-0071920

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4135 Apple St was $3,324, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,324.00 (+0.12%)	$52,448 (-) Land $7,917 Building $44,531
2024	$3,320.00 (-0.15%)	$52,448 (-) Land $7,917 Building $44,531
2023	$3,325.00 (+8.06%)	$52,448 (+20.17%) Land $7,917 Building $44,531	$149,850 Land $22,620 Building $127,230
2022	$3,077.00	$43,645 Land $4,095 Building $39,550
2020			$124,700 Land $11,700 Building $113,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4135 Apple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4135 Apple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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