41343 Margrove Cir, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 41343 Margrove Cir, Leonardtown, MD 20650

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,954 sqft · built 2016
Lot Size0.059 acres (2,568 sqft)
OwnerIndividual Name on Record
Last Sale$290,400 (Jun 2017)
Tax Bill$4,103 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-178078

Property Details

APN / Parcel Number

Primary APN03-178078
Alternative APN
  • 178078

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,954 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,568 sqft (0.059 acres)
Garage TypeBasement
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number178078
Street Address41343 MARGROVE CIR
CityLEONARDTOWN
StateMD
Zip20650-2022
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 70 PHASE 1 CLARK'S REST
Legal SubdivisionCLARKS REST
Legal Phase1
Legal Lot Number70
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group1
Census Block1029
Census Tract875502

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address41343 MARGROVE CIR, LEONARDTOWN, MD 20650-2022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Jun 30, 2017Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2017 · Amount on Record
Deed SaleJun 30, 2017 · Amount on Record
Deed Document Number20174678-480
Deed Book / Page4678 / 480
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address41343 MARGROVE CIR, LEONARDTOWN, MD 20650-2022
Transaction TypeMortgage
Record UpdatedMay 20, 2021
Title CompanyMARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057100089
DateMar 29, 2021
Book Page5710/89
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address41343 MARGROVE CIR, LEONARDTOWN, MD 20650-2022
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053210135
DateApr 22, 2020
Book Page5321/135
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueMay 1, 2047

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateJun 30, 2017
Property Address41343 MARGROVE CIR, LEONARDTOWN, MD 20650-2022
Document Number0046780480
Book / Page4678 / 480
Map ReferenceMB72 PL65A-65H
Instrument DateJun 28, 2017
Instrument4678-480
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyBRENNAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address41343 MARGROVE CIR, LEONARDTOWN, MD 20650-2022

Mortgage

Document Number4678491
DateJun 30, 2017
Instrument4678-491
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
MunicipalityLeonardtown Town
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392,733 (+20.41%)$407,200 (+5.63%) Land $92,700 Building $314,500
2025$4,103.00 (+13.31%) Homeowner's exemption
2023$3,621.00 Homeowner's exemption$326,167$385,500 Land $88,200 Building $297,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimAug 2020 · Tropical Storm Isaias
Claims by Event
  • Tropical Storm Isaias, Aug 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LEONARDTOWN
serves 5,000 people · EPA ID MD0180006
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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