4134 Mockingbird Ln, Waterloo, IA 50702 Property Records

Black Hawk County property record for 4134 Mockingbird Ln, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,143 sqft · built 2013
Lot Size0.263 acres (11,468 sqft)
Owner2 Individual Names on File
Last Sale$316,000 (May 2026)
Tax Bill$5,168 (2025)
Deeds & MortgagesMar 2020 Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8813-11-127-029

Property Details

APN / Parcel Number

Primary APN8813-11-127-029

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,143 sqft Living Area
1st Floor Area1,143 sqft
Basement Area1,143 sqft
Finished Basement715 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,468 sqft (0.263 acres)
Lot Dimensions188 ft deep x 55 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area30 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4134 MOCKINGBIRD LN
CityWATERLOO
StateIA
Zip50702-6104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSSROADS ESTATES REPLAT NO 1 LOT 28
Legal Range13W
Legal Township88N
Legal Section11
Legal SubdivisionCROSSROADS ESTATES REPLAT NO 1
Legal Lot Number28
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2079
Census Tract900

Owner

Source: Black Hawk County records · APN 8813-11-127-029

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4134 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
May 22, 2026Warranty Deed, Transfer · Conventional Mortgage
FREE STATE CREDIT UNION
Apr 15, 2014Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleApr 15, 2014 · Amount on Record
Deed Document Number20267418
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address4134 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000015293
DateMar 06, 2020
Instrument202000015293
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2035

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 22, 2026
Property Address4134 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
Document Number0000007418
Instrument DateMay 13, 2026
Instrument20267418
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$50,984.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4134 MOCKINGBIRD LN, WATERLOO, IA 50702-6104

Mortgage

Document Number0000007419,
DateMay 22, 2026
Instrument20267419
Lender
NameFREE STATE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

April 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateApr 15, 2014
Property Address4134 MOCKINGBIRD LN, WATERLOO, IA 50702-6104
Document Number201400018289
Instrument DateJan 17, 2014
Instrument201400018289
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyTITLE SERVICES CORP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$239.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4134 MOCKINGBIRD LN, WATERLOO, IA 50702-6104

Mortgage

Document Number201400018290
DateApr 15, 2014
Instrument201400018290
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2044

Mortgage

Document Number201400018291
DateApr 15, 2014
Instrument201400018291
Lender
NameCITY OF WATERLOO
TypeGovernment Agency
AddressWATERLOO, IA 50703
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,168.00 Homeowner's exemption$273,770 (+10.2%) Land $45,020 Building $228,750$273,770 (+10.2%) Land $45,020 Building $228,750
2024$5,168.00 (+13.73%)
2023$248,440 (+15.12%) Land $45,020 Building $203,420$248,440 (+15.12%) Land $45,020 Building $203,420
2022$4,544.00 Homeowner's exemption$215,810 Land $45,020 Building $170,790
2021$215,810 Land $45,020 Building $170,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
LTD Broadband
Fixed Wireless
150 / 130

May also be available: Verizon.

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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