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4133 Matia Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 4133 Matia Dr, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,168 sqft · built 1998
Lot Size0.33 acres (14,375 sqft)
Owner2 Trust Names on File
Last Sale$649,000 (Feb 2020)
Tax Bill$6,941 (2025)
Deeds & MortgagesAug 2020 Mortgage
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN380117-499582-0000

Property Details

APN / Parcel Number

Primary APN380117-499582-0000
Alternative APNs
  • 568333
  • 39773
  • 69116

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,168 sqft Living Area
Gross Area3,056 sqft
1st Floor Area1,768 sqft
Upper Floors Area400 sqft
FlooringCarpet
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2008
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Garage TypeAttached
Garage Area888 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchConcrete/Metal Slab
Porch Area42 sqft
Deck Area544 sqft
Patio Area704 sqft
Balcony Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number39773
Street Address4133 MATIA DR
CityFERNDALE
StateWA
Zip98248-9539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR3
Legal DescriptionSANDY POINT TRACTS NO 4 LOT C-22
Legal Range01
Legal Township38
Legal Section17
Legal SubdivisionSANDY POINT TRACTS NO 4
Legal Tract4
Legal Block1
Legal Lot NumberC-22
JurisdictionWHATCOM WA
Township / Civil DivisionLUMMI RESERVATION
Census Block Group1
Census Block1021
Census Tract940001

Owner

4133 Matia Dr is owner-occupied and held in a trust since November 2024.

Source: Whatcom County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address4133 MATIA DR, FERNDALE, WA 98248-9539
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Feb 7, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2020 · Amount on File
Deed SaleFeb 7, 2020 · Amount on File
Deed Document Number2020200764
Last Transfer DateNov 15, 2024
Transfer Doc0000001436
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address4133 MATIA DR, FERNDALE, WA 98248-9539
Document Number2200805036
Instrument DateAug 25, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4133 MATIA DR FERNDALE WA 982489539, FERNDALE, WA 98248-9539

Mortgage

Document Number2200805036
DateAug 31, 2020
Instrument805036
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 30, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 7, 2020
Property Address4133 MATIA DR, FERNDALE, WA 98248-9539
Document Number2200200764
Instrument DateJan 29, 2020
Instrument200764
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyCHICAGO TITLE BELLINGHAM

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,657.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4133 MATIA DR DEER HARBOR WA 98243, DEER HARBOR, WA 98243

Mortgage

Document Number2200200765
DateFeb 7, 2020
Instrument200765
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4133 Matia Dr was $6,941.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,941.00$871,943 Land $396,333 Building $475,610$871,943 Land $396,333 Building $475,610
2022$733,394 Land $333,350 Building $400,044$733,394 Land $333,350 Building $400,044
2021$5,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4133 Matia Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 185 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies185 in force
Nearby Flood Claims16 (1990–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4133 Matia Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber		6,000 / 6,000
Xfinity
Cable		1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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