St. Charles County property record for 4133 Hobnail Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,236 sqft · built 2001 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,129 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T001100062 |
| Primary APN | T001100062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,236 sqft Living Area |
| Gross Area | 5,394 sqft |
| 1st Floor Area | 1,734 sqft |
| Basement Area | 1,632 sqft |
| Finished Basement | 1,136 sqft |
| Unfinished Basement | 496 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Patio Area | 641 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T001100062 |
|---|---|
| Street Address | 4133 HOBNAIL DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HORSESHOE CREEK #3 LOT 18 |
| Legal Subdivision | HORSESHOE CREEK #3 |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 311150 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4133 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| May 18, 2023 | Quit Claim Deed, Transfer INVESTORS TITLE COMPANY |
| Feb 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2023 |
| Deed Sale | May 18, 2023 |
| Prior Sale | Feb 25, 2020 · Amount on Record |
| Deed Document Number | 202318962 |
| Prior Transfer Date | May 2, 2023 |
| Prior Transfer Doc | 0000018962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4133 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4133 HOBNAIL DR, COTTLEVILLE, MO 63304-2317 |
| Document Number | 0000051727 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022R-051727 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 18, 2023 |
| Property Address | 4133 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Document Number | 0000018962 |
| Map Reference | MB 36 PG 165 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023R-018962 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 HITCHING POST CT, SAINT CHARLES, MO 63304-2313 |
| Name | Verified Name |
|---|---|
| Address | 4133 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 25, 2020 |
| Property Address | 4133 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Document Number | 0072361787 |
| Book / Page | 7236 / 1787 |
| Map Reference | MB 36 PG 165 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 20200225000114460 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 189 COLLINS RD NW, 189, MILLEDGEVILLE, GA 31061-9423 |
| Name | Verified Name |
|---|---|
| Address | 4133 HOBNAIL DR, SAINT CHARLES, MO 63304-2317 |
| Document Number | 20200225000114470 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 20200225000114470 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,588 (-) | $455,725 (-) Land $70,000 Building $385,725 | |
| 2025 | $5,129.00 (+13.88%) | $86,588 (+14.7%) | $455,725 (+14.7%) Land $70,000 Building $385,725 |
| 2024 | $4,504.00 (-1.62%) | ||
| 2023 | $75,492 (+5.81%) | ||
| 2022 | $4,578.00 | $71,350 | $397,325 (+5.8%) Land $55,000 Building $342,325 |
| 2021 | $375,526 Land $55,000 Building $320,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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